1071 Wheeler St, Seaside, CA 93955 Property Records

Monterey County property record for 1071 Wheeler St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1955
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`012-462-005-000`

Property Details

APN / Parcel Number

Primary APN	`012-462-005-000`
Alternative APN	`012-462-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	012-462-005
Street Address	1071 WHEELER ST
City	SEASIDE
State	CA
Zip	93955-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREMONT PARK LOT 5 BLK 1
Legal Subdivision	FREMONT PARK
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1006
Census Tract	13600

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL COAST FCU
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2014
Transfer Doc	0000010660
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 WHEELER ST, SEASIDE, CA 93955-6207

Mortgage

Document Number	0000039908
Date	Oct 27, 2025
Instrument	2025039908

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030208
Date	Jul 10, 2018
Instrument	2018030208

Lender

Name	CENTRAL COAST FCU
Type	Credit Union
Address	SEASIDE, CA 93955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006807
Date	Feb 10, 2020
Instrument	2020006807

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	421 Months
Due	Mar 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 WHEELER ST, SEASIDE, CA 93955-6207

Mortgage

Document Number	0000071338
Date	Dec 3, 2020
Instrument	2020071338

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1071 WHEELER ST, SEASIDE, CA 93955-6207
Document Number	0000026094
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 WHEELER ST SEASIDE CA 939556207, SEASIDE, CA 93955-6207

Mortgage

Document Number	0000026094
Date	Jun 25, 2019
Instrument	26094

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,376 (+2%) Land $250,069 Building $206,307
2025	$5,040.00 (+8.2%) Homeowner's exemption	$447,428 (+4.04%) Land $245,166 Building $202,262
2023	$4,658.00 (+1.42%) Homeowner's exemption	$430,056 Land $235,647 Building $194,409
2022	$4,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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