1071 Shade Tree Dr, Forest, VA 24551 Property Records

Bedford County property record for 1071 Shade Tree Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,420 sqft · built 2001
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2023)
Tax Bill	$1,660 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`81 6 21`

Property Details

APN / Parcel Number

Primary APN	`81 6 21`
Alternative APNs	`8102518` `454052`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	3,884 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Porch	Porch
Porch Area	82 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	454052
Street Address	1071 SHADE TREE DR
City	FOREST
State	VA
Zip	24551-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADE TREE LT 21 SEC 1 PB 35/337
Legal Subdivision	SHADE TREE
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	4
Census Block	4012
Census Tract	30101

Owner

Source: Bedford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1071 SHADE TREE DR, FOREST, VA 24551-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST WASHINGTON MORTGAGE LLC
Nov 14, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	May 20, 2011
Deed Document Number	230004852
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 16, 2023
Property Address	1071 SHADE TREE DR, FOREST, VA 24551-4321
Document Number	0230004852
Instrument Date	May 23, 2023
Instrument	230004852
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 SHADE TREE DR, FOREST, VA 24551-4321

Mortgage

Document Number	0230004853
Date	Jun 16, 2023
Instrument	230004853

Lender

Name	FIRST WASHINGTON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1071 SHADE TREE DR, FOREST, VA 24551-4321
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170010729
Date	Nov 14, 2017
Instrument	170010729

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,660.00 (+5.46%) Additional exemption filed	$202,500 (+28.65%)	$405,000 (+28.65%) Land $65,000 Building $340,000
2022	$1,574.00 Additional exemption filed	$157,400	$314,800 Land $55,000 Building $259,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,200 / 50

May also be available: T-Mobile USA, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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