1071 Orchard Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1071 Orchard Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,446 sqft · built 1947
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Mar 2023)
Tax Bill	$16,824 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-202-001-8`

Property Details

APN / Parcel Number

Primary APN	`244-202-001-8`
Alternative APN	`244-202-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1071 ORCHARD RD
City	LAFAYETTE
State	CA
Zip	94549-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAF TERR POR LOT 15
Legal Subdivision	LAFAYETTE WOODLANDS
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3598 QUAIL AVE, CASTRO VALLEY, CA 94546-2956
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	202327239
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 23, 2023
Property Address	1071 ORCHARD RD, LAFAYETTE, CA 94549-3139
Document Number	0000027239
Map Reference	MB 21 PG 618
Instrument Date	Mar 17, 2023
Instrument	2023-027239
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2548 SAN CARLOS AVE, SAN CARLOS, CA 94070-1746

Mortgage

Document Number	0000027240
Date	Mar 23, 2023
Instrument	2023-027240

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Apr 1, 2033
Change Frequency	Monthly
Min Rate At Change	3.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1071 ORCHARD RD, LAFAYETTE, CA 94549-3139
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 ORCHARD RD, LAFAYETTE, CA 94549-3139

Mortgage

Document Number	0000226785
Date	Oct 5, 2020
Instrument	2020-226785

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1071 ORCHARD RD, LAFAYETTE, CA 94549-3139
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 ORCHARD RD, LAFAYETTE, CA 94549-3139

Mortgage

Document Number	0000093286
Date	Jun 2, 2022
Instrument	2022-093286

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,379,570 (+2%) Land $1,061,208 Building $318,362
2025	$16,824.00 (+37.15%)	$1,352,520 (+43.49%) Land $1,040,400 Building $312,120
2023	$12,267.00 (+1.57%) Homeowner's exemption	$942,599 Land $706,952 Building $235,647
2022	$12,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures