1071 N Main St, Lima, OH 45801 Property Records

Allen County property record for 1071 N Main St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,547 sqft · built 1917
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on File
Tax Bill	$730 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-3006-08-019.000`

Property Details

APN / Parcel Number

Primary APN	`37-3006-08-019.000`
Alternative APN	`M3837300608019000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic	Attic
Attic Area	299 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	217 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1071 N MAIN ST
City	LIMA
State	OH
Zip	45801-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BADEAU & LOCKWOODS ADDITION OF OUTLOTS OL 179 S1/2 N1/2 E1/2 FF 40.25
Legal Subdivision	WOODS ADDITION
Legal Lot Number	179
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2033
Census Tract	12400

Owner

1071 N Main St is owned and occupied by an individual who acquired it in June 1993.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1071 N MAIN ST, LIMA, OH 45801-3603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1993
Deed Sale	Jun 1, 1993
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1071 N MAIN ST, LIMA, OH 45801-3603
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMERICANA ABSTRACT, AMERICAN ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 N MAIN ST, LIMA, OH 45801-3603

Mortgage

Document Number	5070006173
Date	May 7, 2021
Book Page	2021/6173
Instrument	202105070006173

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1071 N Main St was $730 with a homeowner's exemption, down 1.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (-1.22%)	$29,300 (-) Land $3,150 Building $26,150	$83,700 (-) Land $9,000 Building $74,700
2024	$739.00 (+18.43%) Homeowner's exemption	$29,300 (+27%) Land $3,150 Building $26,150	$83,700 Land $9,000 Building $74,700
2023	$624.00 (-1.89%) Homeowner's exemption	$23,070 (-) Land $2,490 Building $20,580
2022	$636.00 Homeowner's exemption	$23,070 Land $2,490 Building $20,580
2021			$65,900 Land $7,100 Building $58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1071 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1071 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20