1071 Mackey Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 1071 Mackey Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,043 sqft · built 1997
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Sep 2022)
Tax Bill$4,020 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Sep 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN10078 00120

Property Details

APN / Parcel Number

Primary APN10078 00120
Alternative APN
  • 143674

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,043 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1071 MACKEY CT
CityGASTONIA
StateNC
Zip28056-7955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVERWOOD PLANTATION BLK D L 85 10 078 001 20 000
Legal SubdivisionRIVERWOOD PLANTATION
Legal BlockD
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2003
Census Tract33202

Owner

1071 Mackey Ct is owned and occupied by two individuals who bought it in September 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1071 MACKEY CT, GASTONIA, NC 28056-7955
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 9, 2022Warranty Deed, Transfer
Mar 9, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Apr 24, 2019Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Prior SaleApr 24, 2019 · Amount on File
Deed Book / Page5363 / 1666
Prior Transfer DateOct 23, 2012
Prior Transfer Doc0046391083
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1071 MACKEY CT, GASTONIA, NC 28056-7955
Transaction TypeMortgage
Record UpdatedDec 1, 2022
Title CompanyAEG

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 MACKEY CT, GASTONIA, NC 28056-7955

Mortgage

Document Number0053741891
DateOct 31, 2022
Book Page5374/1891
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 9, 2022
Property Address1071 MACKEY CT, GASTONIA, NC 28056-7955
Document Number0053631666
Book / Page5363 / 1666
Map ReferenceMB 53 PG 11
Instrument DateAug 30, 2022
Transaction TypeTransfer
Record UpdatedOct 20, 2022

Transaction

AmountAmount on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5707 NORWOOD RIDGE DR, 5707, ROCK HILL, SC 29732-7563

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 MACKEY CT, GASTONIA, NC 28056-7955

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1071 MACKEY CT, GASTONIA, NC 28056-7955
Document Number0051071789
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 MACKEY CT GASTONIA NC 280567955, GASTONIA, NC 28056-7955

Mortgage

Document Number0051071789
DateMar 12, 2020
Book Page005107/001789
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 11, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 24, 2019
Property Address1071 MACKEY CT, GASTONIA, NC 28056-7955
Document Number0050371684
Book / Page5037 / 1684
Map ReferenceMB 53 PG 11
Instrument DateApr 24, 2019
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 MACKEY CT, GASTONIA, NC 28056-7955

Mortgage

Document Number50371686
DateApr 24, 2019
Instrument5037/1686
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1071 Mackey Ct was $4,020.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,020.00$376,110 (-) Land $38,000 Building $338,110
2025$4,020.00$376,110 Land $38,000 Building $338,110
2023$4,061.00$376,110 Land $38,000 Building $338,110
2021$193,940 Land $28,000 Building $165,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1071 Mackey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1071 Mackey Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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