1071 Lighthouse Way, Salisbury, NC 28146 Property Records

Rowan County property record for 1071 Lighthouse Way, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,085 sqft · built 2002
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,416 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644 134`

Property Details

APN / Parcel Number

Primary APN	`644 134`
Alternative APN	`15065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,085 sqft Living Area
1st Floor Area	1,939 sqft
Basement Area	1,939 sqft
Finished Basement	1,939 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	107,158 sqft (2.46 acres)
Garage Area	676 sqft

Exterior Amenities

Porch	Porch
Porch Area	412 sqft
Deck Area	256 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1071 LIGHTHOUSE WAY
City	SALISBURY
State	NC
Zip	28146-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.46AC L4 LAKE POINTE
Legal Subdivision	LAKE POINTE
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1023
Census Tract	50903

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1071 LIGHTHOUSE WAY, SALISBURY, NC 28146-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1071 LIGHTHOUSE WAY, SALISBURY, NC 28146-5608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013610885
Date	Nov 30, 2020
Book Page	1361/885

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1071 LIGHTHOUSE WAY, SALISBURY, NC 28146-5608
Document Number	0012890025
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1071 LIGHTHOUSE WAY SALISBURY NC 281465608, SALISBURY, NC 28146-5608

Mortgage

Document Number	0012890025
Date	Apr 28, 2017
Book Page	001289/000025

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,416.00 (-1.1%)	$820,712 (-1.09%) Land $218,750 Building $601,962	$820,712 (-1.09%) Land $218,750 Building $601,962
2023	$5,476.00	$829,773 Land $218,750 Building $611,023	$829,773 Land $218,750 Building $611,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FISHERMAN`S COVE WATER SYSTEM private · serves 359 people · EPA ID NC0180111
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lighthouse Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures