1071 Lakeside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1071 Lakeside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,505 sqft · built 1956
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Oct 2024)
Tax Bill	$3,471 (2023)
Deeds & Mortgages	Mar 2022 Second Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-40-000-009`

Property Details

APN / Parcel Number

Primary APN	`002-40-000-009`
Alternative APN	`0024000000900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,505 sqft Living Area
1st Floor Area	2,193 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	33,106 sqft (0.76 acres)
Garage Area	1,249 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1071 LAKESIDE DR
City	OWOSSO
State	MI
Zip	48867-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.B.HICKS SUB RUSH TWP LOTS 11 & 12
Legal Subdivision	A.B.HICKS SUB
Legal Lot Number	11-12
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2063
Census Tract	30200

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1071 LAKESIDE DR, OWOSSO, MI 48867-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20243386195
Deed Book / Page	1321 / 895
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1071 LAKESIDE DR, OWOSSO, MI 48867-8814
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	HOMELAND TITLE, HORELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 LAKESIDE DR, OWOSSO, MI 48867-8814

Mortgage

Document Number	0012930737
Date	Mar 11, 2022
Book Page	1293/737
Instrument	3357639

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 1, 2020
Property Address	1071 LAKESIDE DR, OWOSSO, MI 48867-8814
Document Number	0012750735
Book / Page	1275 / 735
Map Reference	LB 11 PG 163
Instrument Date	Nov 25, 2020
Instrument	3339420
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 LAKESIDE DR, 1071, OWOSSO, MI 48867-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 S HEMLOCK RD, HEMLOCK, MI 48626-8719

Mortgage

Document Number	3339421
Date	Dec 1, 2020
Instrument	3339421

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,900 (+12.12%)	$299,800 (+12.12%)
2025	Homeowner's exemption	$133,700 (+11.79%)	$267,400 (+11.79%)
2023	$3,471.00 Homeowner's exemption	$119,600	$239,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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