1071 Eleuthera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1071 Eleuthera Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,542 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-25-B-10`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-25-B-10`
Alternative APNs	`28-37-28-25-0000B.0-0010.00` `2860878`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,542 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	47 ft Width
Garage Type	Attached
Garage Area	458 sqft
Porch	Florida Room
Porch Area	183 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2860878
Street Address	1071 ELEUTHERA DR NE
City	PALM BAY
State	FL
Zip	32905-4400
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM10
Legal Description	BIMINI BAY LOT 10 BLOCK B
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	BIMINI BAY
Legal Block	B
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2003
Census Tract	65130

Owner

1071 Eleuthera Dr NE, a duplex, is owned and occupied by two individuals who bought it in August 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1071 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	2023186911
Deed Book / Page	9877 / 69
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0061092936
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 31, 2023
Property Address	1071 ELEUTHERA DR NE, PALM BAY, FL 32905-4400
Document Number	0098770069
Book / Page	9877 / 69
Map Reference	MB 50 PG 46&47
Instrument Date	Aug 24, 2023
Instrument	2023186911
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	NOT AVAILABLE, COUNTDOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 ELEUTHERA DR NE, PALM BAY, FL 32905-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 ELEUTHERA DR NE, PALM BAY, FL 32905-4400

Mortgage

Document Number	0000987771
Date	Aug 31, 2023
Instrument	9877/71

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1071 Eleuthera Dr NE was $3,768 with a homeowner's exemption, down 7.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,280 (-1.89%)	$240,280 (-1.89%)
2025	$3,768.00 (-7.78%) Homeowner's exemption	$244,900	$244,900
2024	$4,086.00 (+184.94%)
2023	$1,434.00 (+5.75%) Homeowner's exemption	$113,990 (+3%)	$262,500 (+14.83%) Land $60,000 Building $202,500
2022	$1,356.00 Homeowner's exemption	$110,670	$228,590 Land $50,000 Building $178,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1071 Eleuthera Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1071 Eleuthera Dr NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20