Madison County property record for 1071 E Hwy 72, Fredericktown, MO 63645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,261 sqft · built 1956 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $677 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2.2-09-000-000-053.000 |
| Primary APN | 07-2.2-09-000-000-053.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Utility Building | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1071 E HIGHWAY 72 |
|---|---|
| City | FREDERICKTOWN |
| State | MO |
| Zip | 63645-7535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SURVEY 3323 |
| Jurisdiction | MADISON MO |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960201 |
Source: Madison County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC |
| Mar 20, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE COMMUNITY BANK |
| May 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK |
| Nov 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 1998 |
| Deed Sale | Jul 14, 1998 |
| Deed Document Number | 0000263771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Recording Date | Sep 24, 2026 |
| Property Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Document Number | 0000001592 |
| Book / Page | 592 / 162 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20261592 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | CLOSING PRO, CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Document Number | 0000001592, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 592/162 |
| Instrument | 20261592 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000580/127 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 580/127 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000563/165 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 563/165 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 505/645 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 505/645 |
| Instrument | 2017004752 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MO |
| Property Address | 1071 E HIGHWAY 72, FREDERICKTOWN, MO 63645-7535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 510/680 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 510/680 |
| Instrument | 2017005678 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Madison County |
| Unified School District | Fredericktown R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $677.00 (-0.29%) | $12,530 (-) | $65,960 (-) Land $6,500 Building $59,460 |
| 2023 | $679.00 | $12,530 | $65,960 Land $6,500 Building $59,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2022) |
| Most Recent Claim | Aug 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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