1071 Cedar Creek Rd, Biscoe, NC 27209 Property Records

Montgomery County property record for 1071 Cedar Creek Rd, Biscoe, NC 27209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1973
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2018)
Tax Bill	$682 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7557 00 85 2861`

Property Details

APN / Parcel Number

Primary APN	`7557 00 85 2861`
Alternative APN	`1480213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,146 sqft (2.85 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	1480213
Street Address	1071 CEDAR CREEK RD
City	BISCOE
State	NC
Zip	27209-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	BODSFORD TRACT 3 BODSFORD #3
Legal Tract	3
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	2
Census Block	2033
Census Tract	960102

Owner

1071 Cedar Creek Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1071 CEDAR CREEK RD, BISCOE, NC 27209-9684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 4, 2019	Deed, Foreclosure
May 31, 2018	Special Warranty Deed, Transfer
Jan 8, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Jan 8, 2018 · Amount on File
Deed Document Number	2018354803
Deed Book / Page	809 / 130
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	00802/0065
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1071 CEDAR CREEK RD, BISCOE, NC 27209-9684
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00836/0564
Date	Oct 29, 2019
Book Page	0836/0564
Instrument	360757

Lender

Name	FIRST BANK
Type	Bank
Address	BISCOE, NC 27209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Oct 4, 2019
Property Address	1071 CEDAR CREEK RD, BISCOE, NC 27209-9684
Document Number	00834/0394
Book / Page	0834 / 0394
Map Reference	CAB D SL 144-D
Instrument Date	May 24, 2018
Instrument	360419
Transaction Type	Foreclosure
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 31, 2018
Property Address	1071 CEDAR CREEK RD, BISCOE, NC 27209-9684
Document Number	00809/0130
Book / Page	0809 / 0130
Map Reference	CAB D SL 144-D
Instrument Date	May 11, 2018
Instrument	354803
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE STE 400, 9990, HOUSTON, TX 77042-4546

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 8, 2018
Property Address	1071 CEDAR CREEK RD, BISCOE, NC 27209-9684
Document Number	00802/0065
Book / Page	0802 / 0065
Map Reference	CAB D SL 144-D
Instrument Date	Dec 13, 2017
Instrument	353189
Transaction Type	Foreclosure
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL STE 100, 100, GREENVILLE, SC 29601-2137

Tax Assessment & Valuation

The 2025 property tax bill for 1071 Cedar Creek Rd was $682.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,002 (-) Land $10,968 Building $100,034	$111,002 (-) Land $10,968 Building $100,034
2025	$682.00	$111,002 Land $10,968 Building $100,034	$111,002 Land $10,968 Building $100,034
2023		$111,002 Land $10,968 Building $100,034	$111,002 Land $10,968 Building $100,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1071 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1071 Cedar Creek Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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