1071 230th St, Tipton, IA 52772 Property Records

Cedar County property record for 1071 230th St, Tipton, IA 52772

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 2,016 sqft · built 1972
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2024)
Tax Bill	$1,966 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004010024000050`

Property Details

APN / Parcel Number

Primary APN	`004010024000050`
Alternative APN	`04000401002400005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	2,016 sqft Living Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	400 sqft
Deck Area	80 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1071 230TH ST
City	TIPTON
State	IA
Zip	52772-9374
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.91 ACRE TRACT IN SW SE
Legal Range	03W
Legal Township	80N
Legal Section	02
Legal Subdivision	CEDAR COUNTY
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4027
Census Tract	450300

Owner

1071 230th St, a mobile home, is owned by an individual who bought it in November 2024.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2710 N CONCORD ST, DAVENPORT, IA 52804-1318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
Jun 4, 2014	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE ASSOCS
Feb 4, 2011	Intrafamily Transfer, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	20242890
Deed Book / Page	1753 / 99
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	001218/292
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	Sep 23, 2026
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Document Number	0000002847
Book / Page	1839 / 61
Instrument Date	Sep 18, 2026
Instrument	20262847
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 230TH ST, TIPTON, IA 52772-9374
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002847,
Date	Sep 23, 2026
Book Page	1839/61
Instrument	20262847

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665/98
Date	Aug 29, 2022
Book Page	1665/98
Instrument	2022 2913

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2032

Interest

Rate Type	Fixed Rate

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001222/084
Date	Jun 4, 2014
Book Page	1222/084
Instrument	2014 1418

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2029

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Nov 12, 2024
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Document Number	0001753/99
Book / Page	1753 / 99
Map Reference	MB 52 PG 350
Instrument Date	Apr 4, 2024
Instrument	2024 2890
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 N CONCORD ST, DAVENPORT, IA 52804-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	0020242891
Date	Nov 12, 2024
Instrument	2024 2891

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 4, 2019
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Document Number	001497/162
Book / Page	1497 / 162
Instrument Date	Dec 3, 2019
Instrument	3774
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 230TH ST, TIPTON, IA 52772-9374

Mortgage

Document Number	001497/167
Date	Dec 4, 2019
Book Page	1497/167
Instrument	3775

Lender

Name	RESIDENTIAL MORTGAGE ASSOCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

February 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Feb 4, 2011
Property Address	1071 230TH ST, TIPTON, IA 52772-9374
Document Number	001040/146
Book / Page	1040 / 146
Instrument Date	Jan 26, 2011
Instrument	2011 0545
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 230TH ST, TIPTON, IA 52772-9374
Investor	Possibly a Property Investor

Mortgage

Document Number	001040/149
Date	Feb 4, 2011
Book Page	1040/149
Instrument	2011 0546

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1071 230th St was $1,966.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,966.00	$174,060 (-) Land $58,700 Building $115,360	$174,060 (-) Land $58,700 Building $115,360
2025	$1,966.00 (-3.06%)	$174,060 Land $58,700 Building $115,360	$174,060 Land $58,700 Building $115,360
2024	$2,028.00
2023		$169,920 (+30.76%) Land $73,770 Building $96,150	$169,920 Land $73,770 Building $96,150
2022	$1,578.00 Homeowner's exemption	$129,950 Land $53,890 Building $76,060
2021			$129,950 Land $53,890 Building $76,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1071 230th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1071 230th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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