10709 Topiary Dr, Bakersfield, CA 93306 Property Records

Kern County property record for 10709 Topiary Dr, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,369 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Dec 2021)
Tax Bill	$7,747 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2019 Loan Modification + 5 more
Flood Zone	Zone X (minimal risk)
APN	`531-161-17-00-5`

Property Details

APN / Parcel Number

Primary APN	`531-161-17-00-5`
Alternative APNs	`531-161-17-2` `5311611700` `53116117`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,369 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	531161172
Street Address	10709 TOPIARY DR
City	BAKERSFIELD
State	CA
Zip	93306-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 6452 , BLOCK PH1, LOT 16
Legal Subdivision	6452 PH 1
Legal Tract	6452
Legal Block	2
Legal Lot Number	16
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2009
Census Tract	913

Owner

10709 Topiary Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jun 26, 2019	Loan Modification, Mortgage TRI COUNTIES BANK
Jun 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS
Apr 5, 2019	Loan Modification, Mortgage TRI COUNTIES BANK
Jan 30, 2019	Loan Modification, Mortgage TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 27, 2018	Loan Modification, Mortgage TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 19, 2017	Grant Deed, Transfer DUNCAN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	2021225093
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	0000109788
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 2, 2021
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Document Number	0000225093
Map Reference	MB 57 PG 7-9
Instrument Date	Nov 4, 2021
Instrument	221225093
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000225094
Date	Dec 2, 2021
Instrument	221225094

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Recording Date	Jun 26, 2019
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Instrument Date	Jun 5, 2019
Instrument	74843
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONTAGNA DR BAKERSFIELD CA 933067659, BAKERSFIELD, CA 93306-7659
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074843
Date	Jun 26, 2019
Instrument	74843

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	5201 CALIFORNIA AVE # 102, BAKERSFIELD, CA 93309-1689

Agreement

Amount	Amount on Record

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 18, 2019
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Document Number	0000071459
Instrument Date	May 17, 2019
Instrument	71459
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10709 TOPIARY DR BAKERSFIELD CA 933067811, BAKERSFIELD, CA 93306-7811

Mortgage

Document Number	71460
Date	Jun 18, 2019
Instrument	71460

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.62%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Recording Date	Apr 5, 2019
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Instrument Date	Apr 3, 2019
Instrument	37464
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONTAGNA DR BAKERSFIELD CA 933067659, BAKERSFIELD, CA 93306-7659
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037464
Date	Apr 5, 2019
Instrument	37464

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	63 CONSTITUTION DR, CHICO, CA 95973-4937

Agreement

Amount	Amount on Record

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Document Number	0000013123
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONTAGNA DR BAKERSFIELD CA 933067659, BAKERSFIELD, CA 93306-7659
Investor	Possibly a Property Investor

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Document Number	0000161275
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONTAGNA DR BAKERSFIELD CA 933067659, BAKERSFIELD, CA 93306-7659
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 19, 2017
Property Address	10709 TOPIARY DR, BAKERSFIELD, CA 93306-7811
Document Number	0000142118
Instrument Date	Sep 15, 2017
Instrument	142118
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6702 MONTAGNA DR BAKERSFIELD CA 933067659, BAKERSFIELD, CA 93306-7659
Investor	Possibly a Property Investor

Mortgage

Document Number	142119
Date	Oct 19, 2017
Instrument	142119

Lender

Name	DUNCAN FAMILY TRUST (PT)
Address	BAKERSFIELD, CA 93390

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10709 Topiary Dr was $7,747, down 7.7% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$633,221 (+2%) Land $86,593 Building $546,628
2025	$7,747.00 (-7.66%)	$620,806 Land $84,896 Building $535,910
2024	$8,390.00 (+2.62%)
2023	$8,176.00 (+1.95%)	$596,700 Land $81,600 Building $515,100
2022	$8,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10709 Topiary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10709 Topiary Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500

May also be available: Verizon.

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