10709 Shadowcrest Ct, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 10709 Shadowcrest Ct, Montgomery, OH 45242

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,968 sqft · built 1974
Lot Size0.501 acres (21,824 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jan 2025)
Tax Bill$7,522 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN603-0016-0032-00

Property Details

APN / Parcel Number

Primary APN603-0016-0032-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
1st Floor Area954 sqft
2nd Floor Area1,014 sqft
Basement Area702 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area21,824 sqft (0.501 acres)
Lot Dimensions262 ft deep x 69 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area556 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10709 SHADOWCREST CT
CityMONTGOMERY
StateOH
Zip45242-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOWCREST CT 69.08 X 262.67 IRR - LOT 130 MONTGOMERY WOODS SUB
Legal SubdivisionMONTGOMERY WOODS SUB
Legal Lot Number130
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2007
Census Tract23901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10709 SHADOWCREST CT, MONTGOMERY, OH 45242-4221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2025 · Amount on Record
Deed SaleJan 3, 2025 · Amount on Record
Prior SaleMar 20, 1998 · Amount on Record
Deed Document Number2025-0000234
Deed Book / Page15325 / 60
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10709 SHADOWCREST CT, MONTGOMERY, OH 45242-4221
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10709 SHADOWCREST CT, MONTGOMERY, OH 45242-4221

Mortgage

Document Number0000111470
DateDec 7, 2022
Book Page14808/738
Instrument2022-0111470
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10709 SHADOWCREST CT, MONTGOMERY, OH 45242-4221
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005490
DateApr 27, 2018
Instrument18-0035490
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,522.00 (-3.84%)$147,000 (-6.07%) Land $32,200 Building $114,800
2024$7,822.00 (-0.56%)$156,503 (-) Land $32,200 Building $124,303
2023$7,866.00 (+15.54%)$156,503 (+38.54%) Land $32,200 Building $124,303$420,000 (+30.12%) Land $92,000 Building $328,000
2022$6,808.00 Homeowner's exemption$112,970 Land $30,800 Building $82,170
2020$322,770 Land $88,000 Building $234,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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