10709 S Morgan St, Chicago, IL 60643 Property Records

Cook County property record for 10709 S Morgan St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,235 sqft · built 1952
Lot Size	0.122 acres (5,320 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2016)
Tax Bill	$2,683 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-17-416-011`

Property Details

APN / Parcel Number

Primary APN	`25-17-416-011`
Alternative APN	`25-17-416-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,320 sqft (0.122 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10709 S MORGAN ST
City	CHICAGO
State	IL
Zip	60643-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SHELDON) HEIGHTS (NORTHWEST) (THIRD) ADD A SUB OF W5 /8 OF EH SE SEC17 EX S174FT EH SE SEC 17-37-14
Legal Range	14E
Legal Township	37N
Legal Section	17
Legal Subdivision	SHELDON HEIGHTS NORTHWEST THIRD
Legal Lot Number	222
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	750100

Owner

10709 S Morgan St is owned and occupied by an individual who bought it in April 2016.

Source: Cook County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10709 S MORGAN ST, CHICAGO, IL 60643-3821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2016 · Amount on File
Deed Sale	Apr 20, 2016 · Amount on File
Prior Sale	Oct 25, 2001 · Amount on File
Deed Document Number	20168109
Prior Transfer Date	Mar 14, 2001
Prior Transfer Doc	0000009484
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 7, 2026
Property Address	10709 S MORGAN ST, CHICAGO, IL 60643-3821
Document Number	0000020093
Instrument Date	Jun 25, 2026
Instrument	202620093
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10709 S MORGAN ST, CHICAGO, IL 60643-3821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020093,
Date	Jul 7, 2026
Instrument	202620093

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10709 S MORGAN ST, CHICAGO, IL 60643-3821
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013739033
Date	May 17, 2021
Instrument	2113739033

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,000 Land $3,192 Building $12,808	$160,000 Land $31,920 Building $128,080
2023	$2,683.00 (+3.39%)
2022	$2,595.00 (+1.61%) Homeowner's exemption	$16,000 (-) Land $3,990 Building $12,010	$160,000 (-) Land $39,900 Building $120,100
2021	$2,554.00 Homeowner's exemption	$16,000 Land $3,990 Building $12,010	$160,000 Land $39,900 Building $120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10709 S Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10709 S Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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