Manatee County property record for 10709 Charlotte Dr, Parrish, FL 34219
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,029 sqft · built 2020 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,025 (Nov 2020) |
| Tax Bill | $6,990 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4004-1815-9 |
| Primary APN | 4004-1815-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 2,745 sqft |
| 1st Floor Area | 2,029 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| View / Lot | Preserve |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10709 CHARLOTTE DR |
|---|---|
| City | PARRISH |
| State | FL |
| Zip | 34219-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 153, BELLA LAGO PH I PI #4004.1815/9 |
| Legal Range | 19E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | BELLA LAGO PH I |
| Legal Lot Number | 153 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1916 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage FIRST HOME BANK |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit BAYFIRST NATIONAL BANK |
| Nov 6, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 2020121687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Document Number | 0041071464 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202241071464 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041129188 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 202141129188 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Document Number | 0041065616 |
|---|---|
| Date | May 27, 2025 |
| Instrument | 202541065616 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 10709 CHARLOTTE DR, PARRISH, FL 34219-2321 |
| Document Number | 0041121687 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 41121687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10709 CHARLOTTE DR PARRISH FL 34219, PARRISH, FL 34219 |
| Document Number | 41121690 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 41121690 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2050 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,565 (-0.99%) Land $65,025 Building $304,540 | $369,565 (-0.99%) Land $65,025 Building $304,540 | |
| 2025 | $373,258 (+7.81%) Land $65,025 Building $308,233 | $373,258 (+7.81%) Land $65,025 Building $308,233 | |
| 2024 | $6,990.00 (+5.32%) | ||
| 2023 | $6,637.00 (+7.83%) | $346,208 (+14.35%) Land $40,800 Building $305,408 | $346,208 (+14.35%) Land $40,800 Building $305,408 |
| 2022 | $6,155.00 | $302,770 Land $40,000 Building $262,770 | $302,770 Land $40,000 Building $262,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 36.7 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 511 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 511 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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