Kenton County property record for 10708 Windbrook Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · built 2019 |
| Lot Size | 0.262 acres (11,437 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,823 (Mar 2019) |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-02-209.00 |
| Primary APN | 019-00-02-209.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 11,437 sqft (0.262 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10708 WINDBROOK CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAMS WOODS SEC 17 LOT 209 |
| Legal Subdivision | WILLIAMS WOODS |
| Legal Phase | 17 |
| Legal Lot Number | 209 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10708 WINDBROOK CT, INDEPENDENCE, KY 41051-7577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Mar 27, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MTG |
| Jul 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 201903 27 059 00125 |
| Deed Book / Page | 4242 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10708 WINDBROOK CT, INDEPENDENCE, KY 41051-7577 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900223 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 171/697 |
| Instrument | 21022305900223 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10708 WINDBROOK CT, INDEPENDENCE, KY 41051-7577 |
| Document Number | 0000000215 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Address | 10708 WINDBROOK CT INDEPENDENCE KY 410517577, INDEPENDENCE, KY 41051-7577 |
| Document Number | 0000000215 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 0000M7/000723 |
| Instrument | 215 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 28, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 27, 2019 |
| Property Address | 10708 WINDBROOK CT, INDEPENDENCE, KY 41051-7577 |
| Document Number | 0000000125 |
| Book / Page | 0I4242 / 000256 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.82 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10708 WINDBROOK CT INDEPENDENCE KY 410517577, INDEPENDENCE, KY 41051-7577 |
| Document Number | 126 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 0I4242/000258 |
| Instrument | 126 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2017 |
| Property Address | 10708 WINDBROOK CT, INDEPENDENCE, KY 41051-7577 |
| Document Number | 0000000020 |
| Book / Page | 0I3967 / 000319 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 20 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 BARNWOOD DR EDGEWOOD KY 410172501, EDGEWOOD, KY 41017-2501 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,800 (-) Land $55,000 Building $290,800 | $345,800 (-) Land $55,000 Building $290,800 | |
| 2025 | $3,450.00 (-8.68%) Homeowner's exemption | $345,800 (-) Land $55,000 Building $290,800 | $345,800 (-) Land $55,000 Building $290,800 |
| 2023 | $3,778.00 Homeowner's exemption | $345,800 Land $40,000 Building $305,800 | $345,800 Land $40,000 Building $305,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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