10708 Stone St, Union, KY 41091 Property Records

Boone County property record for 10708 Stone St, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,814 sqft · built 2010
OwnerIndividual Name on Record
Last Sale$363,900 (Dec 2020)
Tax Bill$4,956 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN064.04-07-361.00

Property Details

APN / Parcel Number

Primary APN064.04-07-361.00
Alternative APN
  • 5905

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,814 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Garage TypeAttached
Garage Area656 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address10708 STONE ST
CityUNION
StateKY
Zip41091-8054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 361 SEC 4 BLK BB TRIPLE CROWN COUNTRY CLUB
Legal SubdivisionTRIPLE CROWN COUNTRY CLUB
Legal BlockBB
Legal Lot Number361
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1000
Census Tract70605

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10708 STONE ST, UNION, KY 41091-8054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 17, 2020Warranty Deed, Transfer · Conventional Mortgage
RAPID MORTGAGE COMPANY
Sep 26, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 11, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Prior SaleOct 11, 2018 · Amount on Record
Deed Document Number821194
Deed Book / PageD1157 / 434
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address10708 STONE ST, UNION, KY 41091-8054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address10708 STONE ST, UNION, KY 41091-8054

Mortgage

Document NumberM4388/92
DateDec 14, 2020
Book PageM4388/92
Instrument820825
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateDec 17, 2020
Property Address10708 STONE ST, UNION, KY 41091-8054
Document NumberD1157/434
Book / PageD1157 / 434
Map ReferenceCAB 4 PG 138
Instrument DateNov 30, 2020
Instrument821194
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyPREMIER SERVICES TITLE AGENCY LLC, PREMIER SERVICE TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10708 STONE ST, 10708, UNION, KY 41091-8054

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10708 STONE ST, UNION, KY 41091-8054

Mortgage

Document Number821195
DateDec 17, 2020
Instrument821195
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address10708 STONE ST, UNION, KY 41091-8054
Transaction TypeMortgage
Record UpdatedOct 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4138/146
DateSep 26, 2018
Book PageM4138/146
Instrument760547
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term355 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateOct 11, 2018
Property Address10708 STONE ST, UNION, KY 41091-8054
Document NumberD1116/615
Book / PageD1116 / 615
Map ReferenceCAB 4 PG 138
Instrument DateOct 9, 2018
Instrument761606
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address860 MAN O WAR BLVD, 860, UNION, KY 41091-8067

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10708 STONE ST, UNION, KY 41091-8054

Mortgage

Document Number761607
DateOct 11, 2018
Instrument761607
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,956.00 (+17.55%)$436,800 (+20.03%) Land $75,000 Building $361,800
2024$436,800 (+20.03%) Land $75,000 Building $361,800
2023$4,216.00 (+3.21%)$363,900 (-) Land $50,000 Building $313,900$363,900 (-) Land $50,000 Building $313,900
2022$4,085.00$363,900 Land $50,000 Building $313,900$363,900 Land $50,000 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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