10708 Gemstone St, El Paso, TX 79924 Property Records

El Paso County property record for 10708 Gemstone St, El Paso, TX 79924

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,681 sqft · built 1979
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$137,300 (Oct 2021)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2021 Mortgage
APN	`S363-999-0040-5100`

Property Details

APN / Parcel Number

Primary APN	`S363-999-0040-5100`
Alternative APNs	`000000231239` `231239`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,357 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Carport
Garage Area	151 sqft
Carport	Carport
Carport Area	151 sqft
Porch	Open Porch
Porch Area	15 sqft
Patio Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10708 GEMSTONE ST
City	EL PASO
State	TX
Zip	79924-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	4 SHEARMAN LOT 26 (6300 SQ FT)
Legal Subdivision	SHEARMAN
Legal Block	2
Legal Lot Number	26
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	2
Census Block	2011
Census Tract	208

Owner

10708 Gemstone St is owned and occupied by an individual who bought it in October 2021.

Source: El Paso County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10708 GEMSTONE ST, EL PASO, TX 79924-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 6, 2021	Vendor's Lien, Transfer · FHA Mortgage UNITED TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Jan 24, 2018
Deed Document Number	202197510
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	10708 GEMSTONE ST, EL PASO, TX 79924-1604
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 GEMSTONE ST, EL PASO, TX 79924-1604

Mortgage

Document Number	0000033347
Date	May 9, 2024
Instrument	20240033347

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Oct 1, 2051

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Oct 6, 2021
Property Address	10708 GEMSTONE ST, EL PASO, TX 79924-1604
Document Number	0000097510
Map Reference	VOL 50 PG 11
Instrument Date	Oct 6, 2021
Instrument	20210097510
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 GEMSTONE ST, EL PASO, TX 79924-1604

Mortgage

Document Number	0000097511
Date	Oct 6, 2021
Instrument	20210097511

Lender

Name	UNITED TRUST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10708 Gemstone St was $5,839, up 16.8% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	Ysleta Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,308 (-0.94%) Land $47,817 Building $161,491	$209,308 (-0.94%) Land $47,817 Building $161,491
2025	$5,839.00 (+16.83%)	$211,304 Land $47,817 Building $163,487	$211,304 Land $47,817 Building $163,487
2024	$4,998.00 (+3.12%)
2023	$4,847.00 (+5.97%)	$166,570 Land $18,522 Building $148,048	$166,570 Land $18,522 Building $148,048
2022	$4,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10708 Gemstone St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10708 Gemstone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Lee Wireless.

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