Louisville/Jefferson County Metro Government property record for 10708 Elder Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,622 sqft · built 1995 |
| Lot Size | 0.378 acres (16,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2013) |
| Tax Bill | $4,780 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21277701960000 |
| Primary APN | 21277701960000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Finished Area |
| Basement Area | 1,105 sqft |
| Finished Basement | 910 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,492 sqft (0.378 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00002549 |
|---|---|
| Street Address | 10708 ELDER LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 196 GLENOAKS SEC 4A PB 41 PG 30 0.3786 AC IRREG LOT SW END ELDER LN |
| Legal Subdivision | GLENOAKS |
| Legal Lot Number | 196 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10708 ELDER LN, PROSPECT, KY 40059-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI CENTURY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Prior Sale | Jul 12, 2006 · Amount on Record |
| Deed Document Number | 0010135148 |
| Deed Book / Page | 10135 / 0148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10708 ELDER LN, PROSPECT, KY 40059-8501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000187149 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 17541/804 |
| Instrument | 2021187149 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10708 ELDER LN, PROSPECT, KY 40059-8501 |
| Document Number | 0152360595 |
| Book / Page | 015236 / 000595 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10708 ELDER LN PROSPECT KY 400598501, PROSPECT, KY 40059-8501 |
| Document Number | 0152360595 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 015236/000595 |
| Instrument | 208189 |
| Name | CENTURY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 20, 2057 |
| Rate | 4.25% |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,780.00 (-3.61%) | $428,320 (-) Land $85,000 Building $343,320 | |
| 2024 | $428,320 (-) Land $85,000 Building $343,320 | ||
| 2023 | $4,959.00 (-0.36%) | $428,320 (-) Land $85,000 Building $343,320 | $428,320 (-) Land $85,000 Building $343,320 |
| 2022 | $4,977.00 | $428,320 Land $85,000 Building $343,320 | $428,320 Land $85,000 Building $343,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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