10708 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10708 Bent Tree Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1988
Square Footage	1,185 sqft Finished Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2022)
Tax Bill	$2,695.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`23K-1-16`
Alternative APN	`023K 1-16`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,185 sqft Finished Area
Basement Area	1,161 sqft Basement
Unfinished Basement	1,045 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Deck Area	96 sqft Deck
Patio Area	96 sqft Patio
Porch Area	15 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	10708 BENT TREE DR
City	FREDERICKSBURG
State	VA
Zip	22407-1625
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARBROOK LOT 16 SEC 1
Legal Subdivision	CEDARBROOK
Legal Lot Number	16
Jurisdiction	SPOTSYLVANIA VA
Minor Civil Division	COURTLAND
Census Blockgroup	2
Census Block	2019
Census Tract	20304

Owner

Source: Spotsylvania County records · APN 23K-1-16

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10708 BENT TREE DR, FREDERICKSBURG, VA 22407-1625
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2022 · Amount on Record
Deed Sale	Aug 09, 2022 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Doc Number	202216370
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 09, 2022
Property Address	10708 BENT TREE DR, FREDERICKSBURG, VA 22407-1625
Document Number	0220016370
Instrument Date	Aug 05, 2022
Instrument	220016370
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 BENT TREE DR, FREDERICKSBURG, VA 22407-1625

Mortgage

Document Number	0220016371
Date	Aug 09, 2022
Instrument	220016371

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,695.00 (+21.95%)	$365,600 (+27.61%) Land $160,000 Building $205,600
2025			$365,600 (+27.61%) Land $160,000 Building $205,600
2023	$2,210.00	$286,500 Land $115,000 Building $171,500	$286,500 Land $115,000 Building $171,500

Flood & Wildfire

10708 Bent Tree Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Spotsylvania County (51177C), updated May 10, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.