Howard County property record for 10707 Vista Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,000 sqft · built 2018 |
| Lot Size | 0.528 acres (23,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Apr 2018) |
| Tax Bill | $13,885 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-450365 |
| Primary APN | 05-450365 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,009 sqft (0.528 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 226 sqft |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 450365 |
|---|---|
| Street Address | 10707 VISTA RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 100 23009 SQ 10707 VISTA RD R/W HOLIDAY HILLS S6,RS LT71 |
| Legal Subdivision | HOLIDAY HILLS |
| Legal Lot Number | 71,100 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 605105 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARUNDEL FSB |
| Mar 26, 2018 | Grant Deed, Transfer ARUNDEL FSB |
| Jun 29, 2017 | Grant Deed, Transfer · Construction Mortgage VRE ENTS LLC |
| Aug 1, 2017 | Trustee's Deed, Construction Loan · Line of Credit REVERE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on Record |
| Deed Sale | Apr 9, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Book / Page | 18121 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0208890300 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 20889/300 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Document Number | 0194240292 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10707 VISTA RD COLUMBIA MD 210444223, COLUMBIA, MD 21044-4223 |
| Document Number | 0194240292 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 019424/000292 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | GLEN BURNIE, MD 21061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 26, 2018 |
| Property Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Document Number | 0181210246 |
| Book / Page | 018121 / 000246 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | R AND P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10707 VISTA RD COLUMBIA MD 210444223, COLUMBIA, MD 21044-4223 |
| Document Number | 181210252 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 018121/000252 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | GLEN BURNIE, MD 21061 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 25, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 29, 2017 |
| Property Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Document Number | 0176730333 |
| Book / Page | 017673 / 000333 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5850 WATERLOO RD #140 COLUMBIA MD 210451944, 140, COLUMBIA, MD 21045-1944 |
| Document Number | 177230263 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 017723/000263 |
| Name | VRE ENTS LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 28, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 1, 2017 |
| Property Address | 10707 VISTA RD, COLUMBIA, MD 21044-4223 |
| Document Number | 0177240134 |
| Book / Page | 017724 / 000134 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 8, 2017 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5850 WATERLOO RD #140 COLUMBIA MD 210451944, 140, COLUMBIA, MD 21045-1944 |
| Document Number | 177240134 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 017724/000134 |
| Name | REVERE BK |
|---|---|
| Type | Bank |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,885.00 (+4.57%) Homeowner's exemption | $919,033 (+5.3%) | $1,011,500 (+15.89%) Land $356,000 Building $655,500 |
| 2025 | $13,278.00 (+56.93%) Homeowner's exemption | $872,800 (+10.21%) Land $266,000 Building $606,800 | $872,800 (-) Land $266,000 Building $606,800 |
| 2023 | $791,933 | $872,800 Land $266,000 Building $606,800 | |
| 2022 | $8,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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