10706 Edgewater Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 10706 Edgewater Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,310 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2025)
Tax Bill	$3,384 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-433-010-000`

Property Details

APN / Parcel Number

Primary APN	`043-433-010-000`
Alternative APN	`043-433-01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,310 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Concrete
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-433-01
Street Address	10706 EDGEWATER DR
City	KELSEYVILLE
State	CA
Zip	95451-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE RIVIERA 02
Legal Block	1
Legal Lot Number	59
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1004
Census Tract	901

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 19, 2025	Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER
Jan 28, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Mar 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	20259676
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	0000003768
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012635
Date	Sep 16, 2022
Instrument	2022012635

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2051

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 19, 2025
Property Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Document Number	0000009676
Map Reference	MB 8 PG 18-22
Instrument Date	Sep 16, 2025
Instrument	2025009676
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009677
Date	Sep 19, 2025
Instrument	2025009677

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 28, 2020
Property Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Document Number	0000001057
Instrument Date	Jan 23, 2020
Instrument	1057
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10706 EDGEWATER DR KELSEYVILLE CA 954518513, KELSEYVILLE, CA 95451-8513

Mortgage

Document Number	1058
Date	Jan 28, 2020
Instrument	1058

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Mar 26, 2018
Property Address	10706 EDGEWATER DR, KELSEYVILLE, CA 95451-8513
Document Number	0000003768
Instrument Date	Mar 20, 2018
Instrument	3768
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4691 MAUREEN CIR LIVERMORE CA 945508013, LIVERMORE, CA 94550-8013

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,384.00 (+15.89%)	$310,000 (+15.7%) Land $40,000 Building $270,000
2025	$2,920.00 (+2.82%)	$267,937 (+4.04%) Land $43,743 Building $224,194
2023	$2,840.00 (+2.75%)	$257,536 Land $42,046 Building $215,490
2022	$2,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. KONOCTI MUTUAL WATER COMPANY serves 4,360 people · EPA ID CA1710014
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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