10706 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10706 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,122 sqft · built 2002
Lot Size	0.131 acres (5,735 sqft)
Owner	Company Name on Record
Last Sale	$117,160 (Sep 2026)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.170`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.170`
Alternative APN	`117896`

Interior

Full Baths	1 Bath
Building Area	1,122 sqft Adjusted Area
1st Floor Area	1,058 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,735 sqft (0.131 acres)
Patio Area	120 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10706 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11W
Legal Township	07S
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	119
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

Source: Harrison County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9900 SANCTUARY BLVD, OCEAN SPRINGS, MS 39564-6067
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 13, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 13, 2018	Warranty Deed, Transfer
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	202619645
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 8, 2026
Property Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	0000019645
Instrument Date	Aug 27, 2026
Instrument	202619645
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9900 SANCTUARY BLVD, OCEAN SPRINGS, MS 39564-6067

Mortgage

Document Number	0000019646,
Date	Sep 8, 2026
Instrument	202619646

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 13, 2023
Property Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	20230013636DJ1
Map Reference	PB 42 PG 39
Instrument Date	Jun 26, 2023
Instrument	2023-0013636-D-J1
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, KRAUSE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4413 N KENSINGTON AVE, KANSAS CITY, MO 64117-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12116 GOVERNMENT ST, OCEAN SPRINGS, MS 39564

Mortgage

Document Number	20230013637TJ1
Date	Jul 13, 2023
Instrument	2023-0013637-T-J1

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180005018TJ1
Date	Jun 13, 2018
Instrument	2018-0005018-T-J1

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 13, 2018
Property Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	20180003717DJ1
Instrument Date	Jun 13, 2018
Instrument	2018-0003717-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 RANSON ST, INDEPENDENCE, MO 64057-2714

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 21, 2017
Property Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	20170001043DJ1
Map Reference	PL 42 PG 39
Instrument Date	Feb 15, 2017
Instrument	2017-0001043-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 TREANOR SPRINGS RD, 1130, KINGSTON SPRINGS, TN 37082-5121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10706 E BAY TREE DR, GULFPORT, MS 39503-4541

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00 (+4.58%)	$11,690 (+63.79%)	$77,934 (+9.19%) Land $18,000 Building $59,934
2024	$1,332.00 (+135.75%)
2023	$565.00 (-0.88%) Homeowner's exemption Disabled Person's exemption	$7,137 (-)	$71,372 (-) Land $18,000 Building $53,372
2022	$570.00 Homeowner's exemption Disabled Person's exemption	$7,137	$71,372 Land $18,000 Building $53,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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