10706 E 39th Ln, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10706 E 39th Ln, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,949 sqft · built 2018
Lot Size	0.187 acres (8,126 sqft)
Owner	2 Individual Names on File
Last Sale	$351,775 (Sep 2018)
Tax Bill	$6,095 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45332.3806`

Property Details

APN / Parcel Number

Primary APN	`45332.3806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	2,813 sqft
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,126 sqft (0.187 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Patio Area	56 sqft
Canopy	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10706 E 39TH LN
City	SPOKANE VALLEY
State	WA
Zip	99206-5284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PONDEROSA EAST: LOT 6 (AFN 5956625)
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	PONDEROSA EAST
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2001
Census Tract	12401

Owner

10706 E 39th Ln is owned and occupied by two individuals who bought it in September 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10706 E 39TH LN, SPOKANE VALLEY, WA 99206-5284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Sep 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Sep 21, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Deed Document Number	20186745883
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0006745856
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10706 E 39TH LN, SPOKANE VALLEY, WA 99206-5284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006973056
Date	Sep 25, 2020
Instrument	6973056

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 21, 2018
Property Address	10706 E 39TH LN, SPOKANE VALLEY, WA 99206-5284
Document Number	0006745883
Instrument Date	Sep 17, 2018
Instrument	6745883
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,266.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10706 E 39TH LN SPOKANE VALLEY WA 99206, SPOKANE VALLEY, WA 99206

Mortgage

Document Number	6745884
Date	Sep 21, 2018
Instrument	6745884

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 21, 2018
Property Address	10706 E 39TH LN, SPOKANE VALLEY, WA 99206-5284
Document Number	0006745856
Instrument Date	Sep 17, 2018
Instrument	6745856
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 10706 E 39th Ln was $6,095, up 5.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,095.00 (+5.74%)	$567,700 Land $105,000 Building $462,700	$567,700 Land $105,000 Building $462,700
2025	$5,764.00
2024		$575,900 (+41.53%) Land $95,000 Building $480,900	$575,900 (+41.53%) Land $95,000 Building $480,900
2023	$5,466.00 (+15.49%)	$406,900 Land $75,000 Building $331,900	$406,900 Land $75,000 Building $331,900
2022	$4,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10706 E 39th Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10706 E 39th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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