10706 Bottoms Rd, Troy, TX 76579 Property Records

Bell County property record for 10706 Bottoms Rd, Troy, TX 76579

Property Summary

Property Type	Rural Home
Details	2,275 sqft · built 2019
Lot Size	10.1 acres (440,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,598 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0436960100`

Property Details

APN / Parcel Number

Primary APN	`0436960100`
Alternative APNs	`463450` `797551`

Interior

Stories	1 Story
Building Area	2,275 sqft Total Area
1st Floor Area	2,275 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	440,000 sqft (10.1 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	615 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	797551
Street Address	10706 BOTTOMS RD
City	TROY
State	TX
Zip	76579-3273
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0002BC D H CAMPBELL, 30, ACRES 10.101 30,
Legal Subdivision	D H CAMPBELL
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1018
Census Tract	20102

Owner

Source: Bell County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10706 BOTTOMS RD, TROY, TX 76579-3273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage TEXELL CU
Dec 10, 2019	Deed of Trust, Mortgage CENTRAL NAT'L BK
Mar 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015
Deed Sale	Jun 19, 2015
Deed Document Number	2015-00022568
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10706 BOTTOMS RD, TROY, TX 76579-3273
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073572
Date	Nov 8, 2021
Instrument	2021073572

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jul 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10706 BOTTOMS RD, TROY, TX 76579-3273
Document Number	0000056582
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11321 BOTTOMS RD TROY TX 76579, TROY, TX 76579

Mortgage

Document Number	0000056582
Date	Dec 11, 2019
Book Page	011113/000483
Instrument	56582

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Mar 13, 2019
Property Address	10706 BOTTOMS RD, TROY, TX 76579-3273
Book / Page	010767 / 000099
Instrument Date	Mar 8, 2019
Instrument	9887
Transaction Type	Construction Loan
Record Updated	Apr 5, 2019
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1488 GOATES RD TROY TX 765793640, TROY, TX 76579-3640

Mortgage

Document Number	0000009887
Date	Mar 13, 2019
Book Page	010767/000099
Instrument	9887

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,715 (-24.27%) Land $11,023 Building $444,692	$522,024 (-13.25%) Land $77,332 Building $444,692
2024	$5,598.00 (+10.65%)
2023	$5,059.00 (-15.23%) Homeowner's exemption	$601,783 Land $59,353 Building $542,430	$601,783 Land $59,353 Building $542,430
2022	$5,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

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