10705 Winters Rd, Roanoke, IN 46783 Property Records

Allen County property record for 10705 Winters Rd, Roanoke, IN 46783

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 1900
Lot Size	16,600 acres (723,096,000 sqft)
Owner	2 Individual Names on File
Last Sale	$291,047 (Dec 2019)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-16-15-100-001.000-048`

Property Details

APN / Parcel Number

Primary APN	`02-16-15-100-001.000-048`
Alternative APN	`1700150026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	720 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	723,096,000 sqft
Terrain	Rolling
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	438 sqft
Lean-To	1,440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10705 WINTERS RD
City	ROANOKE
State	IN
Zip	46783-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 362 OF W 896 OF N 200 W 1/2 NW 1/4 SEC 15
Jurisdiction	ALLEN IN
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2015
Census Tract	11701

Owner

10705 Winters Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10705 WINTERS RD, ROANOKE, IN 46783-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 31, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Nov 20, 2019 · Amount on File
Deed Document Number	201967695
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	2011037379
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Nov 20, 2019
Property Address	10705 WINTERS RD, ROANOKE, IN 46783-9632
Document Number	2019059887
Instrument Date	Nov 6, 2019
Instrument	2019059887
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 WINTERS RD, ROANOKE, IN 46783-9632

Mortgage

Document Number	2019059888
Date	Nov 20, 2019
Instrument	2019059888

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 31, 2019
Property Address	10705 WINTERS RD, ROANOKE, IN 46783-9632
Document Number	2019067695
Instrument Date	Nov 6, 2019
Instrument	2019067695
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 WINTERS RD, ROANOKE, IN 46783-9632

Mortgage

Document Number	2019067696
Date	Dec 31, 2019
Instrument	2019067696

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10705 Winters Rd was $2,382 with a homeowner's exemption, up 15% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Lafayette Township
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (+15.02%) Homeowner's exemption	$294,600 (+13%) Land $53,200 Building $241,400	$294,600 (+13%) Land $53,200 Building $241,400
2024	$2,071.00 (-22.03%)	$260,700 (-4.54%) Land $53,200 Building $207,500	$260,700 (-4.54%) Land $53,200 Building $207,500
2023	$2,656.00 (+34.07%)	$273,100 (+15.52%) Land $49,900 Building $223,200	$273,100 (+15.52%) Land $49,900 Building $223,200
2022	$1,981.00	$236,400 Land $34,600 Building $201,800	$236,400 Land $34,600 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10705 Winters Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10705 Winters Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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