Duval County property record for 10705 Merida Dr, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1961 |
| Lot Size | 0.24 acres (10,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Apr 2001) |
| Tax Bill | $3,487 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043864-0000 |
| Primary APN | 043864-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,434 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 356 sqft |
| Deck Area | 300 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10705 MERIDA DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 30-34 10-1S-26E HIGHLANDS UNIT NO 14 LOT 12 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 10 |
| Legal Subdivision | HIGHLANDS UNIT 14 |
| Legal Lot Number | 12 |
| Legal Unit | 14 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10306 |
10705 Merida Dr is owned and occupied by an individual who bought it in April 2001.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2001 · Amount on File |
| Deed Sale | Apr 17, 2001 · Amount on File |
| Deed Document Number | 200188377 |
| Deed Book / Page | 9953 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Document Number | 0000142967 |
| Book / Page | 21949 / 1139 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026142967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Document Number | 0000142967, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 21949/1139 |
| Instrument | 2026142967 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Document Number | 0205930371 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 20593/371 |
| Instrument | 2023037607 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 10705 MERIDA DR, JACKSONVILLE, FL 32218-4628 |
| Document Number | 0187212365 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 26133 JACKSONVILLE FL 322266133, JACKSONVILLE, FL 32226-6133 |
| Document Number | 0187212365 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 018721/002365 |
| Instrument | 60379 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 18, 2039 |
The 2025 property tax bill for 10705 Merida Dr was $3,487, up 14.6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,436 (-0.46%) | $190,415 (+2.21%) Land $58,628 Building $131,787 | |
| 2025 | $3,487.00 (+14.55%) | $186,292 Land $55,000 Building $131,292 | $186,292 Land $55,000 Building $131,292 |
| 2024 | $3,044.00 (+5.95%) | ||
| 2023 | $2,873.00 (+16.88%) | $164,184 (+14.76%) Land $37,500 Building $126,684 | $164,184 (+14.76%) Land $37,500 Building $126,684 |
| 2022 | $2,458.00 | $143,070 Land $22,500 Building $120,570 | $143,070 Land $22,500 Building $120,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10705 Merida Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10705 Merida Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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