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10705 Lester St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10705 Lester St, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,410 sqft · built 1981
Lot Size0.042 acres (1,819 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (May 2022)
Tax Bill$4,526 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01894552

Property Details

APN / Parcel Number

Primary APN13-01894552
Alternative APN
  • 01894552

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,410 sqft Living Area
1st Floor Area580 sqft
Basement Area250 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,819 sqft (0.042 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01894552
Street Address10705 LESTER ST
CitySILVER SPRING
StateMD
Zip20902-3747
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCHESTNUT HILLS
Legal SubdivisionCHESTNUT HILLS-JOHNSONS ADD
Legal BlockD
Legal Lot Number43
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1001
Census Tract703902

Owner

Source: Montgomery County records · APN 13-01894552

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10705 LESTER ST, SILVER SPRING, MD 20902-3747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed, Transfer · Conventional Mortgage
UNITED NATIONS FCU
Jan 05, 2017Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleJan 05, 2017 · Amount on Record
Deed Book / Page65768 / 224
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 17, 2022
Property Address10705 LESTER ST, SILVER SPRING, MD 20902-3747
Document Number0657680224
Book / Page65768 / 224
Map ReferenceMB 107 PL 12411
Instrument DateMay 11, 2022
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyKVS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10705 LESTER ST, SILVER SPRING, MD 20902-3747

Mortgage

Document Number0065768233
DateMay 17, 2022
Instrument65768/233
Lender
NameUNITED NATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJan 05, 2017
Property Address10705 LESTER ST, SILVER SPRING, MD 20902-3747
Document Number0535270056
Book / Page53527 / 056
Map ReferenceMB107 PL12411
Instrument DateNov 29, 2016
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyTRADITION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10705 LESTER ST, SILVER SPRING, MD 20902-3747

Mortgage

Document Number0005352764
DateJan 05, 2017
Instrument53527/64
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2046

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$410,733 (+2.4%)$430,000 (+7.21%) Land $160,000 Building $270,000
2025$4,526.00 (+38.03%)$401,100 (+15.96%) Land $160,000 Building $241,100$401,100 (-) Land $160,000 Building $241,100
2023$345,900$401,100 Land $160,000 Building $241,100
2022$3,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317039021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
3 of 5 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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