10705 E 98th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 10705 E 98th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2019)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61063-14-18-61680`

Property Details

APN / Parcel Number

Primary APN	`61063-14-18-61680`
Alternative APN	`R61063141861680`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61063141861680
Street Address	10705 E 98TH ST N
City	OWASSO
State	OK
Zip	74055-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 3 BLK 3
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Subdivision	EL RIO VISTA III
Legal Block	3
Legal Lot Number	3
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2005
Census Tract	5809

Owner

Source: Tulsa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10705 E 98TH ST N, OWASSO, OK 74055-4326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AUTHORITY OF THE CHEROKEE NATION
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHEROKEE NATION
Mar 25, 2019	Guardian's Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	201923592
Prior Transfer Date	Mar 19, 2019
Prior Transfer Doc	0000023592
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10705 E 98TH ST N, OWASSO, OK 74055-4326
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126303
Date	Dec 21, 2022
Instrument	2022126303

Lender

Name	HOUSING AUTHORITY OF THE CHEROKEE NATION
Type	Government Agency
Address	TAHLEQUAH, OK 74465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Mar 22, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10705 E 98TH ST N, OWASSO, OK 74055-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075005
Date	Aug 11, 2020
Instrument	2020075005

Lender

Name	CHEROKEE NATION
Type	Non-Lending Institution
Address	TAHLEQUAH, OK 74465

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Mar 6, 2025

March 2019: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	TULSA OK
Recording Date	Mar 25, 2019
Property Address	10705 E 98TH ST N, OWASSO, OK 74055-4326
Document Number	0000023592
Map Reference	PL 4372
Instrument Date	Mar 19, 2019
Instrument	2019023592
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 E 98TH ST N, OWASSO, OK 74055-4326

Mortgage

Document Number	0000023593
Date	Mar 25, 2019
Instrument	2019023593

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+13.69%)	$18,719 (+10.25%) Land $2,032 Building $16,687	$235,900 (+7.66%) Land $25,608 Building $210,292
2023	$1,855.00 (+5.04%)	$16,978 (+5%) Land $1,984 Building $14,994	$219,123 (+23.61%) Land $25,608 Building $193,515
2022	$1,766.00	$16,170 Land $2,336 Building $13,834	$177,275 Land $25,608 Building $151,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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