Montgomery County property record for 10705 Donovan Ct, Gaithersburg, MD 20879
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,492 sqft · built 1978 |
| Lot Size | 0.351 acres (15,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,900 (Nov 2017) |
| Tax Bill | $5,658 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01782410 |
| Primary APN | 09-01782410 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,280 sqft (0.351 acres) |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01782410 |
|---|---|
| Street Address | 10705 DONOVAN CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | SENECA WHETSTONE |
| Legal Subdivision | SENECA WHETSTONE |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700813 |
10705 Donovan Ct is owned and occupied by two individuals who bought it in November 2017.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10705 DONOVAN CT, GAITHERSBURG, MD 20879-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Nov 8, 2017 | Grant Deed, Transfer · FHA Mortgage APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on File |
| Deed Sale | Nov 8, 2017 · Amount on File |
| Prior Sale | Feb 17, 2006 |
| Deed Book / Page | 55203 / 159 |
| Prior Transfer Date | Jan 26, 2006 |
| Prior Transfer Doc | 0318300133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10705 DONOVAN CT, GAITHERSBURG, MD 20879-3111 |
| Document Number | 0593070020 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10705 DONOVAN CT GAITHERSBURG MD 208793111, GAITHERSBURG, MD 20879-3111 |
| Document Number | 0593070020 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 059307/000020 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 8, 2017 |
| Property Address | 10705 DONOVAN CT, GAITHERSBURG, MD 20879-3111 |
| Document Number | 0552030159 |
| Book / Page | 055203 / 000159 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | CLA TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10705 DONOVAN CT GAITHERSBURG MD 208793111, GAITHERSBURG, MD 20879-3111 |
| Document Number | 552030164 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 055203/000164 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
The 2025 property tax bill for 10705 Donovan Ct was $5,658, down 3.1% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542,200 (+7.32%) Land $181,900 Building $360,300 | $542,200 (-) Land $181,900 Building $360,300 | |
| 2025 | $5,658.00 (-3.07%) | $505,200 | $542,200 Land $181,900 Building $360,300 |
| 2024 | $5,837.00 | ||
| 2023 | $431,200 Land $181,900 Building $249,300 | $431,200 Land $181,900 Building $249,300 | |
| 2022 | $4,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10705 Donovan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10705 Donovan Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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