10705 Cornerstone Ct, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10705 Cornerstone Ct, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2025)
Tax Bill	$4,640 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-415-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-415-018.000-018`
Alternative APNs	`291302415018000003` `1713020415018000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713020415018000
Old Parcel Number	291302415018000003
Street Address	10705 CORNERSTONE CT
City	CARMEL
State	IN
Zip	46280-1096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .20, SECTION 2, TOWNSHIP 17, RANGE 3, CORNERSTONE PLACE, LOT 19
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	CORNERSTONE PLACE
Legal Lot Number	19
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2038
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	10705 CORNERSTONE CT, CARMEL, IN 46280-1096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 7, 2022	Warranty Deed, Transfer LANDQUEST TITLE SERVICES LLC
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Jun 27, 2023
Deed Document Number	2025005412
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 27, 2023
Property Address	10705 CORNERSTONE CT, CARMEL, IN 46280-1096
Document Number	0000023693
Map Reference	DOC 93-24357
Instrument Date	Jun 15, 2023
Instrument	2023023693
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 1ST AVE NE, CARMEL, IN 46032-1324

Mortgage

Document Number	0000023694
Date	Jun 27, 2023
Instrument	2023023694

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 7, 2022
Property Address	10705 CORNERSTONE CT, CARMEL, IN 46280-1096
Document Number	0000053448
Map Reference	DOC 9324357
Instrument Date	Nov 3, 2022
Instrument	2022053448
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	LANDQUEST TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N RANGELINE RD, CARMEL, IN 46032-1348

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10705 CORNERSTONE CT, CARMEL, IN 46280-1096
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013539
Date	Mar 29, 2017
Instrument	2017013539

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,100 (+8.95%) Land $56,800 Building $196,300	$253,100 (+8.95%) Land $56,800 Building $196,300
2024	$4,640.00 (-0.92%)	$232,300 (-) Land $56,800 Building $175,500	$232,300 (-) Land $56,800 Building $175,500
2023	$4,683.00 (+22.82%)	$232,300 (+25.64%) Land $56,800 Building $175,500	$232,300 (+25.64%) Land $56,800 Building $175,500
2022	$3,813.00 (+6.69%)	$184,900 Land $24,200 Building $160,700	$184,900 Land $24,200 Building $160,700
2021	$3,574.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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