Hamilton County property record for 10704 Stargate Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,595 sqft · built 1971 |
| Lot Size | 0.273 acres (11,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,000 (Dec 2018) |
| Tax Bill | $5,201 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0106-00 |
| Primary APN | 590-0300-0106-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,595 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| 2nd Floor Area | 1,118 sqft |
| Basement Area | 1,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,935 sqft (0.273 acres) |
| Lot Dimensions | 149 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 344 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10704 STARGATE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STARGATE LN 80.10 X 149.85 IRR LOT 28 MILHAVEN SUB BLK C |
| Legal Subdivision | MILHAVE N SUB |
| Legal Block | C |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21509 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jan 31, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Prior Sale | May 18, 2006 · Amount on Record |
| Deed Document Number | 0000111665 |
| Deed Book / Page | 13820 / 01074 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000141802 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 14551/237 |
| Instrument | 2021-0141802 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000115424 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 17-0115424 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008827 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 18-0008827 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 21, 2018 |
| Property Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Document Number | 0000111665 |
| Book / Page | 13820 / 01074 |
| Map Reference | MB 163 PG 22&23 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018-0111665 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10704 STARGATE LN, CINCINNATI, OH 45240-3532 |
| Document Number | 0000111666 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018-0111666 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,201.00 (+0.89%) | $88,480 (-) Land $12,096 Building $76,384 | |
| 2024 | $5,155.00 (+5.23%) | $88,480 (-) Land $12,096 Building $76,384 | |
| 2023 | $4,899.00 (-14.74%) | $88,480 (+18.13%) Land $12,096 Building $76,384 | $252,800 (+18.13%) Land $34,560 Building $218,240 |
| 2022 | $5,746.00 Homeowner's exemption | $74,900 Land $11,781 Building $63,119 | |
| 2020 | $214,000 Land $33,660 Building $180,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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