10704 E 9th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10704 E 9th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,704 sqft · built 1916
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Dec 2023)
Tax Bill	$5,379 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45213.9302`

Property Details

APN / Parcel Number

Primary APN	`45213.9302`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	1,388 sqft
Attic	Attic
Attic Area	1,476 sqft
Basement Area	936 sqft
Finished Basement	900 sqft
Unfinished Basement	36 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10704 E 9TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	21-25-44, THE N 26 FT OF W 123 FT OF S 1/2 OF W 3/5 OF SW 1/4 OFNW 1/4 OF NW 1/4 OF SW 1/4 & E 4 FT OF W 124 FT OF N 1/2 OF W 3/5 OF SW 1/4 OF NW 1/4 OF NW 1/4 OF SW 1/4 & THE W 120 FT OF N 1/2 OF W 3/5 OF SW 1/4 OF NW 1/4 OF SW 1/4 EXC RD.
Legal Range	44
Legal Township	25
Legal Section	21
Legal Block	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2013
Census Tract	12600

Owner

10704 E 9th Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Dec 14, 2023	Warranty Deed, Transfer VIST TITLE, VISTA TITLE
Aug 27, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jan 18, 2019	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jan 18, 2019 · Amount on File
Deed Document Number	20237324063
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007131438
Date	Sep 28, 2021
Instrument	7131438

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 14, 2023
Property Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520
Document Number	0007324063
Instrument Date	Dec 7, 2023
Instrument	7324063
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	VIST TITLE, VISTA TITLE

Transaction

Amount	Amount on Record
Tax	$6,773.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006960654
Date	Aug 27, 2020
Instrument	6960654

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 18, 2019
Property Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520
Document Number	0006776700
Instrument Date	Jan 11, 2019
Instrument	6776700
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,490.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10704 E 9TH AVE, SPOKANE VALLEY, WA 99206-5520

Mortgage

Document Number	0006776701
Date	Jan 18, 2019
Instrument	6776701

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10704 E 9th Ave was $5,379, up 7.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,379.00 (+7.8%)	$486,200 Land $130,000 Building $356,200	$486,200 Land $130,000 Building $356,200
2025	$4,990.00
2024		$353,700 (+21.17%) Land $69,000 Building $284,700	$353,700 (+21.17%) Land $69,000 Building $284,700
2023	$3,680.00 (-0.51%)	$291,900 Land $60,000 Building $231,900	$291,900 Land $60,000 Building $231,900
2022	$3,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10704 E 9th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10704 E 9th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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