10704 Alloway Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 10704 Alloway Dr, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	8 ba · 7,897 sqft · built 1961
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Trust Names on File
Last Sale	$2,482,000 (Aug 2020)
Tax Bill	$34,679 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00878647`

Property Details

APN / Parcel Number

Primary APN	`10-00878647`
Alternative APN	`00878647`

Interior

Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,897 sqft Living Area
Gross Area	8,569 sqft
1st Floor Area	4,656 sqft
Basement Area	420 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Slate
Lot Area	114,563 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	888 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	2,400 sqft
Tennis Court	Tennis Court
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00878647
Street Address	10704 ALLOWAY DR
City	POTOMAC
State	MD
Zip	20854-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	GREAT FALLS ESTATES
Legal Subdivision	GREAT FALLS ESTATES
Legal Block	G
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	706008

Owner

10704 Alloway Dr is owner-occupied and held in a trust since April 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Intrafamily Transfer, Transfer
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 25, 2020	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Oct 8, 2010 · Amount on File
Deed Book / Page	60357 / 479
Last Transfer Date	Apr 13, 2022
Transfer Doc	0656270142
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 21, 2022
Property Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601
Document Number	0656270142
Book / Page	65627 / 142
Map Reference	MB 67 PL 6146
Instrument Date	Apr 13, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	PREMIER TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0536600155
Date	Jan 26, 2017
Book Page	53660/155

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2046

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548280417
Date	Sep 7, 2017
Book Page	54828/417

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 25, 2047

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 25, 2020
Property Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601
Document Number	0603570479
Book / Page	60357 / 479
Map Reference	MB 67 PL 6146
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10704 ALLOWAY DR, POTOMAC, MD 20854-1601

Mortgage

Document Number	60357488
Date	Aug 25, 2020
Instrument	60357/488

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 10704 Alloway Dr was $34,679, up 3.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,038,300 (+1.26%)	$3,113,700 (+3.77%) Land $926,400 Building $2,187,300
2025	$34,679.00 (+3.52%)	$3,000,600 Land $926,400 Building $2,074,200	$3,000,600 Land $926,400 Building $2,074,200
2024	$33,501.00
2023		$2,694,467	$3,000,600 Land $926,400 Building $2,074,200
2022	$27,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10704 Alloway Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1984–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10704 Alloway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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