10703 Margate Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10703 Margate Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,981 sqft · built 1986
Lot Size	0.191 acres (8,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Jan 2023)
Tax Bill	$8,882 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02493814`

Property Details

APN / Parcel Number

Primary APN	`13-02493814`
Alternative APN	`02493814`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	3,497 sqft
1st Floor Area	1,282 sqft
Basement Area	641 sqft
Finished Basement	641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Wood Shingle
Lot Area	8,330 sqft (0.191 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	413 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02493814
Street Address	10703 MARGATE RD
City	SILVER SPRING
State	MD
Zip	20901-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHWOOD PARK VIEW
Legal Subdivision	NORTHWOOD PARK VIEW
Legal Block	EYE
Legal Lot Number	178
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1008
Census Tract	703210

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10703 MARGATE RD, SILVER SPRING, MD 20901-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE
Jun 15, 2017	Deed, Transfer · ARM SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Book / Page	66697 / 115
Transfer Doc	0000083720
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 30, 2023
Property Address	10703 MARGATE RD, SILVER SPRING, MD 20901-1613
Document Number	0666970115
Book / Page	66697 / 115
Map Reference	MB 131 PL 15229
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	POTOMAC TITLE GROUP SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10703 MARGATE RD, SILVER SPRING, MD 20901-1613

Mortgage

Document Number	0066697124
Date	Jan 30, 2023
Instrument	66697/124

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 15, 2017
Property Address	10703 MARGATE RD, SILVER SPRING, MD 20901-1613
Document Number	0544460267
Book / Page	54446 / 267
Map Reference	MB131 PG15229
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MONARCH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5151 WISCONSIN AVE NW STE 350, 350, WASHINGTON, DC 20016-4121

Mortgage

Document Number	0054446275
Date	Jun 15, 2017
Instrument	54446/275

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	5-Year TN
Margin	2
Max Rate	9.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,567 (+3.72%)	$778,700 (+11.16%) Land $219,200 Building $559,500
2025	$8,882.00 (+56.51%)	$700,500 (+21.05%) Land $219,200 Building $481,300	$700,500 (-) Land $219,200 Building $481,300
2023		$578,700	$700,500 Land $219,200 Building $481,300
2022	$5,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

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