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10702 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10702 Bent Tree Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 973 sqft
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Apr 2023)
Tax Bill$2,478 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN23K-1-13

Property Details

APN / Parcel Number

Primary APN23K-1-13
Alternative APN
  • 023K 1-13

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area973 sqft Finished Area
Basement Area874 sqft
Unfinished Basement648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleBi-Level
Exterior MaterialMetal
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area126 sqft
Deck Area56 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10702 BENT TREE DR
CityFREDERICKSBURG
StateVA
Zip22407-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDARBROOK LOT 13 SEC 1
Legal SubdivisionCEDARBROOK
Legal Lot Number13
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionCOURTLAND
Census Block Group2
Census Block2019
Census Tract20304

Owner

Source: Spotsylvania County records · APN 23K-1-13

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10702 BENT TREE DR, FREDERICKSBURG, VA 22407-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Warranty Deed, Transfer · FHA Mortgage
NFM LENDING
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA PTRS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleFeb 12, 2015 · Amount on Record
Deed Document Number20234182
Prior Transfer DateAug 19, 2005
Prior Transfer Doc0000034975
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateApr 03, 2023
Property Address10702 BENT TREE DR, FREDERICKSBURG, VA 22407-1625
Document Number0230004182
Instrument DateMar 30, 2023
Instrument230004182
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10702 BENT TREE DR, FREDERICKSBURG, VA 22407-1625

Mortgage

Document Number0230004183
DateApr 03, 2023
Instrument230004183
Lender
NameNFM LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10702 BENT TREE DR, FREDERICKSBURG, VA 22407-1625
Document Number201700022267
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700022267
DateDec 14, 2017
Instrument22267
Lender
NameVIRGINIA PTRS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,478.00 (+23.22%)$336,100 (+28.97%) Land $160,000 Building $176,100
2025$336,100 (+28.97%) Land $160,000 Building $176,100
2023$2,011.00$260,600 Land $115,000 Building $145,600$260,600 Land $115,000 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770203042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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