Mecklenburg County property record for 10700 Round Rock Rd, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,501 sqft · built 2006 |
| Lot Size | 0.201 acres (8,758 sqft) |
| Owner | Trust Name on File |
| Last Sale | $325,000 (Jul 2014) |
| Tax Bill | $4,302 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-143-77 |
| Primary APN | 229-143-77 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,501 sqft Heated Area |
| Gross Area | 3,213 sqft |
| 1st Floor Area | 1,934 sqft |
| Upper Floors Area | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,758 sqft (0.201 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 10700 ROUND ROCK RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L75 M45-181 |
| Legal Subdivision | STONE CRK RANCH |
| Legal Lot Number | 75 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5862 |
10700 Round Rock Rd is owner-occupied and held in a trust since October 2025.
Source: Mecklenburg County records, as of November 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Intrafamily Transfer, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Nov 7, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Prior Sale | Jul 31, 2014 · Amount on File |
| Deed Document Number | 0000087692 |
| Deed Book / Page | 02934 / 000549 |
| Last Transfer Date | Oct 27, 2025 |
| Transfer Doc | 0000109960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 27, 2025 |
| Property Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Document Number | 0000109960 |
| Book / Page | 39960 / 548 |
| Map Reference | MB 45 PG 181 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025109960 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000218318 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 35469/657 |
| Instrument | 2020218318 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10700 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Document Number | 0000152813 |
| Book / Page | 032264 / 000466 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10700 ROUND ROCK RD CHARLOTTE NC 282773469, CHARLOTTE, NC 28277-3469 |
| Document Number | 0000152813 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 032264/000466 |
| Instrument | 152813 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568,200 Land $125,000 Building $443,200 | ||
| 2024 | $4,302.00 | ||
| 2023 | $568,200 Land $125,000 Building $443,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10700 Round Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10700 Round Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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