10700 Ridgerun Rd, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 10700 Ridgerun Rd, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,754 sqft · built 1986
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Dec 2007)
Tax Bill	$3,107 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06306080600L008`

Property Details

APN / Parcel Number

Primary APN	`06306080600L008`
Alternative APNs	`746-67-94-52-000-000` `332797001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,754 sqft Finished Area
1st Floor Area	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Balcony Area	74 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	332797001
Street Address	10700 RIDGERUN RD
City	CHESTERFIELD
State	VA
Zip	23832-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	GREAT OAKS L 8 BK L SEC 6
Legal Subdivision	GREAT OAKS
Legal Block	L
Legal Lot Number	8
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2001
Census Tract	100934

Owner

Source: Chesterfield County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10700 RIDGERUN RD, CHESTERFIELD, VA 23832-7063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2007 · Amount on Record
Deed Sale	Dec 7, 2007 · Amount on Record
Prior Sale	Jan 11, 2002
Deed Book / Page	8111 / 234
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 20, 2026
Property Address	10700 RIDGERUN RD, CHESTERFIELD, VA 23832-7063
Document Number	0000030658
Book / Page	15350 / 971
Instrument Date	Aug 12, 2026
Instrument	202630658
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10700 RIDGERUN RD, CHESTERFIELD, VA 23832-7063

Mortgage

Document Number	0000030658,
Date	Aug 20, 2026
Book Page	15350/971
Instrument	202630658

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Rate	9.5%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,107.00 (+15.29%)	$346,400 (+6.16%) Land $65,000 Building $281,400	$346,400 (+6.16%) Land $65,000 Building $281,400
2025		$326,300 (+11.18%) Land $60,000 Building $266,300	$326,300 (+11.18%) Land $60,000 Building $266,300
2023	$2,695.00	$293,500 Land $49,000 Building $244,500	$293,500 Land $49,000 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20