1070 Open Fork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1070 Open Fork Rd, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba
Owner	Individual Name on File
Last Sale	$88,000 (Jun 2008)
Tax Bill	$957 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-00 00 024.00`

Property Details

APN / Parcel Number

Primary APN	`136-00 00 024.00`
Alternative APNs	`9079` `9143` `9627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories

Exterior

Construction Type	Frame

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	9627
Street Address	1070 OPEN FORK RD
City	MOREHEAD
State	KY
Zip	40351-9095
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LAND & HOUSE OPEN FORK RD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3001
Census Tract	950400

Owner

Source: Rowan County records · APN 136-00 00 024.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1070 OPEN FORK RD, MOREHEAD, KY 40351-9095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Nov 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2008 · Amount on Record
Deed Sale	Jun 24, 2008 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	00D229/736
Deed Book / Page	D229 / 736
Last Transfer Date	Nov 20, 2020
Transfer Doc	00D277/646
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1070 OPEN FORK RD, MOREHEAD, KY 40351-9095
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A410/593
Date	Oct 10, 2019
Book Page	A410/593
Instrument	2001695

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 04, 2034

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 20, 2020
Property Address	1070 OPEN FORK RD, MOREHEAD, KY 40351-9095
Document Number	00D277/646
Book / Page	D277 / 646
Instrument Date	Oct 26, 2020
Instrument	2007312
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 OPEN FORK RD, 1070, MOREHEAD, KY 40351-9095

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1070 OPEN FORK RD, MOREHEAD, KY 40351-9095

Mortgage

Document Number	0002007313
Date	Nov 20, 2020
Instrument	2007313

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (+6.69%)	$114,350 (+8.54%) Land $90,350 Building $24,000	$182,100 (+31.86%) Land $82,500 Building $99,600
2023	$897.00	$105,350 Land $90,350 Building $15,000	$138,100 Land $47,500 Building $90,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 69% of Kentucky
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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