1070 Oak Ridge Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1070 Oak Ridge Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,944 sqft · built 2000
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jul 2004)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099880-0350`

Property Details

APN / Parcel Number

Primary APN	`099880-0350`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	93,218 sqft (2.14 acres)
Porch	Finished/Open Porch
Porch Area	520 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1070 OAK RIDGE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	10-41 ST AUGUSTINE HEIGHTS UNIT 3 E1/2 OF TRACT 35 OR2242/1751 & 6201/94(DM)
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	ST. AUGUSTINE HEIGHTS UNIT 3
Legal Tract	35
Legal Block	3
Legal Lot Number	E35
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records · APN 099880-0350

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1070 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2004 · Amount on Record
Deed Sale	Jul 15, 2004 · Amount on Record
Prior Sale	Jul 06, 2000 · Amount on Record
Deed Document Number	200453797
Deed Book / Page	2242 / 1751
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1070 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-4324
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 OAK RIDGE RD, ST AUGUSTINE, FL 32086-4324

Mortgage

Document Number	0062691557
Date	Dec 09, 2025
Book Page	6269/1557
Instrument	2025099553

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 02, 2040

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,151 (+2.7%)	$390,954 (-12.69%) Land $155,792 Building $235,162
2025	$2,410.00 (+14.22%) Homeowner's exemption	$192,942 (+5.99%)	$447,766 (+5%) Land $155,792 Building $291,974
2024	$2,110.00 (+2.18%)
2023	$2,065.00 (+3.51%) Homeowner's exemption	$182,043 (+3%)	$426,460 (+15.46%) Land $179,760 Building $246,700
2022	$1,995.00 Homeowner's exemption	$176,741	$369,366 Land $179,760 Building $189,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Based on FCC filings for 42 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.