1070 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1070 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,264 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2022)
Tax Bill	$5,718 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V02290`

Property Details

APN / Parcel Number

Primary APN	`V02290`
Alternative APNs	`LOWE M:102 B:4085 L:1070` `M:000102 T:V02290`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Slate
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	V02290
Street Address	1070 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1336
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	4085
Legal Lot Number	1070
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1004
Census Tract	311300

Owner

1070 Middlesex St, a duplex, is owned and occupied by two individuals who bought it in July 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1070 MIDDLESEX ST, LOWELL, MA 01851-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Quit Claim Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Feb 8, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Apr 12, 2018
Deed Book / Page	37213 / 294
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 8, 2022
Property Address	1070 MIDDLESEX ST, LOWELL, MA 01851-1336
Document Number	037213-294
Book / Page	37213 / 294
Instrument Date	Jul 8, 2022
Instrument	29274
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1070 MIDDLESEX ST # 1072, 1072, LOWELL, MA 01851-1336

Mortgage

Document Number	0000029332
Date	Jul 8, 2022
Instrument	29332

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 8, 2022
Property Address	1070 MIDDLESEX ST, LOWELL, MA 01851-1336
Document Number	0036796-82
Book / Page	36796 / 82
Instrument Date	Feb 7, 2022
Instrument	6032
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 MIDDLESEX ST # 1072, 1072, LOWELL, MA 01851-1336

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 12, 2018
Property Address	1070 MIDDLESEX ST, LOWELL, MA 01851-1336
Document Number	31995-174
Book / Page	031995 / 000174
Instrument Date	Apr 5, 2018
Instrument	14359
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1070 MIDDLESEX ST LOWELL MA 018511336, LOWELL, MA 01851-1336

Tax Assessment & Valuation

The 2026 property tax bill for 1070 Middlesex St was $5,718, up 4.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,718.00 (+4.55%)	$503,800 (+5.75%) Land $123,800 Building $380,000	$559,353
2025	$5,469.00 (+8.58%)	$476,400 (+12.65%) Land $115,700 Building $360,700
2024	$5,037.00 (+7.58%)	$422,900 (+12.18%) Land $104,100 Building $318,800
2023	$4,682.00	$377,000 Land $90,500 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1070 Middlesex St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1070 Middlesex St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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