1070 Liberty St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 1070 Liberty St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1951
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Sep 2022)
Tax Bill	$3,556 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07770 P:0261`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07770 P:0261`
Alternative APN	`77700261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	810 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	77700261
Street Address	1070 LIBERTY ST
City	SPRINGFIELD
State	MA
Zip	01104-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4007
Census Tract	800300

Owner

1070 Liberty St is owned and occupied by two individuals who bought it in September 2022.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1070 LIBERTY ST, SPRINGFIELD, MA 01104-1122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Aug 10, 2016 · Amount on File
Deed Book / Page	24727 / 277
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1070 LIBERTY ST, SPRINGFIELD, MA 01104-1122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024545-265
Date	May 13, 2022
Book Page	24545/265
Instrument	29238

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jun 1, 2046

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 15, 2022
Property Address	1070 LIBERTY ST, SPRINGFIELD, MA 01104-1122
Document Number	024727-277
Book / Page	24727 / 277
Instrument Date	Sep 15, 2022
Instrument	55911
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1070 LIBERTY ST, SPRINGFIELD, MA 01104-1122

Mortgage

Document Number	0000055912
Date	Sep 15, 2022
Instrument	55912

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	024727-296
Date	Sep 15, 2022
Book Page	24727/296
Instrument	55913

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1070 Liberty St was $3,556, down 2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,556.00 (-1.98%)	$230,000 (-0.61%) Land $37,500 Building $192,500	$259,910 (-5.17%)
2025	$3,628.00	$231,400 Land $39,000 Building $192,400	$274,075 (+0.38%)
2024			$273,030
2023	$3,023.00	$177,300 Land $34,500 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1070 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1070 Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Crossroads Fiber, Spectrum, Verizon.

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