1070 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1070 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 996 sqft · built 1928
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2026)
Tax Bill	$2,862 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 049.11-1-24`

Property Details

APN / Parcel Number

Primary APN	`265489 049.11-1-24`
Alternative APNs	`54890491100001024000` `03452000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Slab
Porch Area	265 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03452000000
Street Address	1070 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0003-14-04 SUMMIT BCH L14 0031036
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1008
Census Tract	11302

Owner

1070 Lake Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1070 LAKE RD, WEBSTER, NY 14580-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Jul 12, 2016 · Amount on File
Deed Document Number	20263462137
Deed Book / Page	13228 / 897
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 4, 2026
Property Address	1070 LAKE RD, WEBSTER, NY 14580-9004
Document Number	0003462138
Book / Page	31427 / 758
Instrument Date	Aug 31, 2026
Instrument	20263462138
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	SMS R/E INFORMATION SERVICES, METRO REAL ESTATE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 RIDGE RD, ONTARIO, NY 14519-9556

Mortgage

Document Number	0003462138,
Date	Sep 4, 2026
Book Page	31427/758
Instrument	20263462138

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 4, 2026
Property Address	1070 LAKE RD, WEBSTER, NY 14580-9004
Document Number	0003462137
Book / Page	13228 / 897
Instrument Date	Aug 21, 2026
Instrument	20263462137
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	SMS R/E INFORMATION SERVICES, METRO REAL ESTATE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 LAKE RD, WEBSTER, NY 14580-9004

Mortgage

Document Number	0000002138,
Date	Sep 4, 2026
Instrument	20262138

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1070 Lake Rd was $2,862, down 19.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,862.00 (-19.15%)
2025	$3,540.00	$55,200 Land $41,500 Building $13,700	$115,000 Land $86,458 Building $28,542
2023		$55,200 (-) Land $41,500 Building $13,700	$95,200 (+10.31%) Land $71,572 Building $23,628
2022		$55,200 Land $41,500 Building $13,700	$86,300 Land $64,881 Building $21,419
2021	$3,368.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1070 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1070 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures