Cook County property record for 1070 Huron Ct, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,696 sqft · built 1992 |
| Lot Size | 0.327 acres (14,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,500 (Aug 2019) |
| Tax Bill | $6,817 (2023) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-205-045 |
| Primary APN | 06-06-205-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,223 sqft (0.327 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1070 HURON CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 181 IN COBBLERS CROSSING UNIT 10B PART OF SEC06 T41N R09E 3P |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 06 |
| Legal Subdivision | COBBLERS CROSSING UNIT 10B |
| Legal Lot Number | 181 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 804313 |
Source: Cook County records · APN 06-06-205-045
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1070 HURON CT, ELGIN, IL 60120-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage ACCUNETMORTGAGE.COM LLC |
| Aug 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Document Number | 201949018 |
| Prior Transfer Date | Jan 08, 2007 |
| Prior Transfer Doc | 0000033015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1070 HURON CT, ELGIN, IL 60120-5039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1070 HURON CT, ELGIN, IL 60120-5039 |
| Document Number | 0020704263 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2220704263 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1070 HURON CT, ELGIN, IL 60120-5039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0025907316 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2125907316 |
| Name | ACCUNETMORTGAGE.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53188 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 09, 2019 |
| Property Address | 1070 HURON CT, ELGIN, IL 60120-5039 |
| Document Number | 1922149018 |
| Instrument Date | Aug 04, 2019 |
| Instrument | 22149018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 690 SHADY OAKS CT ELGIN IL 601204326, ELGIN, IL 60120-4326 |
| Document Number | 1922149020 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 22149020 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Number | 1922149019, |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 22149019 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 08, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,000 (+29.63%) Land $11,378 Building $23,622 | $350,000 (+29.63%) Land $113,780 Building $236,220 | |
| 2023 | $6,817.00 (+3.37%) | ||
| 2022 | $6,595.00 Homeowner's exemption | $26,999 Land $9,956 Building $17,043 | $269,990 Land $99,560 Building $170,430 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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