1070 E 3325 N, Layton, UT 84040 Property Records

Davis County property record for 1070 E 3325 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,249 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-240-0109`

Property Details

APN / Parcel Number

Primary APN	`09-240-0109`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1070 E 3325 N
City	LAYTON
State	UT
Zip	84040-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 109, EASTRIDGE ESTATES NO 4. CONTAINS 0.22 ACRES
Legal Subdivision	EASTRIDGE ESTATES NO 4
Legal Lot Number	109
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1003
Census Tract	125103

Owner

1070 E 3325 N is owned and occupied by an individual.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1070 E 3325 N, LAYTON, UT 84040-6538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 15, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN W MTG USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1070 E 3325 N, LAYTON, UT 84040-6538
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008424/455
Date	Jan 24, 2024
Book Page	8424/455
Instrument	3558341

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1070 E 3325 N, LAYTON, UT 84040-6538
Document Number	0003060434
Book / Page	006898 / 000158
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 E 3325 N LAYTON UT 840406538, LAYTON, UT 84040-6538

Mortgage

Document Number	0003060434
Date	Nov 27, 2017
Book Page	006898/000158
Instrument	3060434

Lender

Name	SUN W MTG USA
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1070 E 3325 N was $2,431, up 5.5% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,800 (+2.59%) Land $137,322 Building $124,478	$476,000 (+2.59%) Land $249,677 Building $226,323
2025	$2,431.00 (+5.51%)	$255,200 Land $110,503 Building $144,697	$464,000 Land $200,914 Building $263,086
2024	$2,304.00 (+0.13%)
2023	$2,301.00 (-4.84%)	$429,000 Land $142,921 Building $286,079	$429,000 Land $142,921 Building $286,079
2022	$2,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1070 E 3325 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1070 E 3325 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Beehive Broadband, T-Mobile, Verizon.

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