1070 Central Dr, Naples, FL 34104 Property Records

Collier County property record for 1070 Central Dr, Naples, FL 34104

Property Summary

Property Type	Duplex
Details	1,400 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2018)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`515800 C 175A01`

Property Details

APN / Parcel Number

Primary APN	`515800 C 175A01`
Alternative APN	`63501520000`

Interior

Units	4 Units
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	96 sqft
Deck Area	456 sqft

Location & Zoning

Street Address	1070 CENTRAL DR
City	NAPLES
State	FL
Zip	34104-4387
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF-6
Legal Description	NAPLES VILLAS BLK C N 70FT OF LOTS 17 + 18
Legal Range	25
Legal Township	50
Legal Section	1
Legal Subdivision	NAPLES VILLAS
Legal Tract	515800
Legal Block	C
Legal Lot Number	17
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2029
Census Tract	10602

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1070 CENTRAL DR, NAPLES, FL 34104-4387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Jul 15, 2010 · Amount on File
Deed Document Number	20185634718
Deed Book / Page	5570 / 160
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0051000930
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1070 CENTRAL DR, NAPLES, FL 34104-4387
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057870514
Date	Jul 14, 2020
Book Page	5787/514
Instrument	5892827

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 8, 2018
Property Address	1070 CENTRAL DR, NAPLES, FL 34104-4387
Document Number	0055700160
Book / Page	5570 / 0160
Map Reference	MB4 PG7
Instrument Date	Nov 2, 2018
Instrument	5634718
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 CENTRAL DR, 1070, NAPLES, FL 34104-4387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 CENTRAL DR, NAPLES, FL 34104-4387

Mortgage

Document Number	0005634721
Date	Nov 8, 2018
Instrument	5634721

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,049 (+1%)	$266,380 (-3.38%) Land $194,414 Building $71,966
2025	$3,106.00 (+5.61%)	$225,499 (+21%)	$275,698 (-15.98%) Land $205,603 Building $70,095
2024	$2,941.00 (-2.87%)
2023	$3,028.00 (+21.95%)	$186,363 (+1%)	$328,136 (+59.05%) Land $249,163 Building $78,973
2022	$2,483.00	$169,421	$206,311 Land $139,392 Building $66,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink.

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