1070 Bay St, Florence, OR 97439 Property Records

Lane County property record for 1070 Bay St, Florence, OR 97439

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,003 sqft · built 1994
Owner	Individual Name on File
Last Sale	$440,000 (Dec 2021)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-34-12-40004-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-34-12-40004-000`
Alternative APN	`1473774`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,003 sqft Finished Area
1st Floor Area	1,003 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1473774
Street Address	1070 BAY ST
City	FLORENCE
State	OR
Zip	97439-9326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OTDA- OLD TOWN DIST/AREA
Legal Description	SEC/TWN/RNG/MER:SEC 34 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	34
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BAY BRIDGE
Legal Lot Number	8206
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1009
Census Tract	705

Owner

1070 Bay St, a condominium, is owned by an individual who bought it in December 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15210 NE HOYT ST # NE, NE, PORTLAND, OR 97230-4756
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Sep 14, 2016 · Amount on File
Deed Document Number	2021-075313
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 6, 2021
Property Address	1070 BAY ST, FLORENCE, OR 97439-9326
Document Number	0000075313
Map Reference	FILE 73 SL 797
Instrument Date	Nov 24, 2021
Instrument	2021-075313
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15210 NE HOYT ST, PORTLAND, OR 97230-4756
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075314
Date	Dec 6, 2021
Instrument	2021-075314

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1070 Bay St was $3,026.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00	$221,791	$587,783 Building $587,783
2023	$2,857.00 (+4.23%)	$209,061 (+3%)	$655,936 (+6%) Building $655,936
2022	$2,741.00	$202,972	$409,960 Building $409,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1070 Bay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	58 units insured incl. 38 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1070 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20