1070 2nd Ave, Napa, CA 94558 Property Records

Napa County property record for 1070 2nd Ave, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	6 bd · 3.5 ba · 3,638 sqft · built 1968
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (May 2013)
Tax Bill	$12,212 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-431-004-000`

Property Details

APN / Parcel Number

Primary APN	`052-431-004-000`
Alternative APNs	`052-431-004` `05243104`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,638 sqft Living Area
Gross Area	4,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-431-004
Street Address	1070 2ND AVE
City	NAPA
State	CA
Zip	94558-3915
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Description	HOCKEN RANCH LOT 2
Legal Subdivision	COOMBSVILLE
Legal Lot Number	2
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2004
Census Tract	201402

Owner

1070 2nd Ave, a rural home, is owned and occupied by two individuals who bought it in May 2013.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2252, NAPA, CA 94558-0225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2013 · Amount on File
Deed Sale	May 30, 2013 · Amount on File
Prior Sale	May 30, 1996 · Amount on File
Deed Document Number	201315530
Prior Transfer Date	Nov 6, 2001
Prior Transfer Doc	0000040865
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Jul 8, 2026
Property Address	1070 2ND AVE, NAPA, CA 94558-3915
Document Number	0000009968
Instrument Date	Jun 25, 2026
Instrument	20269968
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 2ND AVE, NAPA, CA 94558-3915

Mortgage

Document Number	0000009968,
Date	Jul 8, 2026
Instrument	20269968

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1070 2ND AVE, NAPA, CA 94558-3915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 2ND AVE, NAPA, CA 94558-3915

Mortgage

Document Number	0000034817
Date	Dec 23, 2020
Instrument	2020-0034817

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1070 2nd Ave was $12,212 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,212.00 (+2.06%) Homeowner's exemption	$1,099,037 (+2%) Land $282,606 Building $816,431	$1,099,037 (+2%) Land $282,606 Building $816,431
2025	$11,965.00 Homeowner's exemption	$1,077,488 Land $277,065 Building $800,423	$1,077,488 Land $277,065 Building $800,423
2023	$11,329.00 (+1.51%) Homeowner's exemption	$1,035,650 Land $266,307 Building $769,343
2022	$11,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1070 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1070 2nd Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Valley Internet Fixed Wireless	300 / 150

May also be available: AT&T, Verizon.

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