107.5 Oak St, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 107.5 Oak St, Binghamton, NY 13905

Property Summary

Property Type	Duplex
Details	14 bd · 4 ba · 5,225 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$2,088,000 (Aug 2022)
Tax Bill	$10,191 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Loan Modification
APN	`030200 160.39-3-36`

Property Details

APN / Parcel Number

Primary APN	`030200 160.39-3-36`
Alternative APNs	`020016003900030360000000` `00000310340`

Interior

Bedrooms	14 Beds
Full Baths	4 Baths
Total Rooms	22 Rooms
Stories	2 Stories
Building Area	5,225 sqft Total Area
1st Floor Area	2,090 sqft
2nd Floor Area	2,090 sqft
Upper Floors Area	1,045 sqft
Basement Area	2,090 sqft
Unfinished Basement	2,090 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	169 ft deep x 46 ft wide
Porch	Slab
Porch Area	608 sqft
Canopy	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000310340
Street Address	107.5 OAK ST
City	BINGHAMTON
State	NY
Zip	13905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	YES
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	1
Census Block	1003
Census Tract	1401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 2021 · 74 contributing resources · NRIS 100007083

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	190 SPERRY RD, BETHANY, CT 06524-3548
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage COREVEST AMERICAN FINANCE LENDER LLC
Nov 25, 2020	Loan Modification, Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202222124
Deed Book / Page	2699 / 416
Prior Transfer Date	Dec 12, 2016
Prior Transfer Doc	002513/498
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	107.5 OAK ST, BINGHAMTON, NY 13905
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	04110/1023
Date	Dec 2, 2022
Book Page	4110/1023
Instrument	202200031671

Lender

Name	COREVEST AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	OAK ST, BINGHAMTON, NY 13905
Document Number	0039860380
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 E 6TH ST #814 CHARLOTTE NC 282023131, 814, CHARLOTTE, NC 28202-3131

Mortgage

Document Number	0039860380
Date	Dec 7, 2020
Book Page	003986/000380
Instrument	25181

Lender

Name	CORNING FCU
Type	Credit Union
Address	1 CREDIT UNION PLZ, CORNING, NY 14830-2857

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,191.00
2025		$102,500 (-) Land $19,900 Building $82,600	$195,600 (+10.68%) Land $37,975 Building $157,625
2024		$102,500 (-) Land $19,900 Building $82,600	$176,724 (+8.62%) Land $34,310 Building $142,414
2023		$102,500 (-) Land $19,900 Building $82,600	$162,698 (+7.14%) Land $31,587 Building $131,111
2022		$102,500 Land $19,900 Building $82,600	$151,852 Land $29,482 Building $122,370
2016	$15,086.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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