Wake County property record for 107 Wise Oak Ln, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,158 sqft · built 2022 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2023) |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712.19-62-4171-000 |
| Primary APN | 1712.19-62-4171-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0495132 |
|---|---|
| Street Address | 107 WISE OAK LN |
| City | GARNER |
| State | NC |
| Zip | 27529-3256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO29 TRYON POINTE BM2022-00675 |
| Legal Subdivision | TRYON POINTE |
| Legal Lot Number | 29 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 52101 |
107 Wise Oak Ln is owned and occupied by two individuals who bought it in March 2023.
Source: Wake County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 WISE OAK LN, GARNER, NC 27529-3256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Mar 15, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VISION LENDING SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Deed Book / Page | 19284 / 1315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 107 WISE OAK LN, GARNER, NC 27529-3256 |
| Document Number | 0000080039 |
| Book / Page | 20286 / 141 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202680039 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,476.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WISE OAK LN, GARNER, NC 27529-3256 |
| Document Number | 0000080040, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202680040 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Mar 15, 2023 |
| Property Address | 107 WISE OAK LN, GARNER, NC 27529-3256 |
| Document Number | 19284/1315 |
| Book / Page | 19284 / 1315 |
| Map Reference | MB 2023 PG 375-378 |
| Instrument Date | Mar 13, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4208 SIX FORKS RD # RD810, RD810, RALEIGH, NC 27609-5733 |
| Name | Verified Name |
|---|---|
| Address | 107 WISE OAK LN, GARNER, NC 27529-3256 |
| Document Number | 19284/1318 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 19284/1318 |
| Name | VISION LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
The 2025 property tax bill for 107 Wise Oak Ln was $4,193.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 | $402,386 Land $90,000 Building $312,386 | $402,386 Land $90,000 Building $312,386 |
| 2023 | $2,426.00 | $250,696 Land $45,000 Building $205,696 | $250,696 Land $45,000 Building $205,696 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Wise Oak Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1996–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Wise Oak Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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